New York City Auto Accident Attorney Says Annual ‘Worst Insurance Companies’ List Underscores Difficulty in Making Accident Claims

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David Resnick of David Resnick & Associates, P.C. says the insurance industry’s business model promotes inadequate claim payments for accident and injury victims.

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New York City personal injury lawyer David Resnick

What people must remember about all insurance companies is that their profitability is based on how little they pay out in claims.

New York City auto accident attorney David Resnick said today that the governor’s recently released ranking of the state’s auto insurance companies highlights the obstacles that accident and injury victims often face when seeking proper compensation after a car wreck.

“What people must remember about all insurance companies is that their profitability is based on how little they pay out in claims,” said Resnick of David Resnick & Associates, P.C., a New York City personal injury law firm that represents individuals injured in bus, car, truck and other accidents.

“Despite what their advertising might say, your insurance company is decidedly not on your side when you need them most,” Resnick said. “Your claim hurts their bottom line. They do not want to pay it.”

Gov. Andrew M. Cuomo’s “2011 Annual Ranking of Automobile Insurance Complaints” rates 179 insurance companies according to the number of consumer complaints against them that are upheld by the state Insurance Department. The rankings are weighted by dividing the number of complaints by the dollar amount of premiums written.

The report “offers consumers a convenient tool to help them select the auto insurer that best meets their needs,” the introduction to the rankings says. “Consumers can use this ranking to evaluate the performance of their insurance company, or check another company they may be considering.”

Resnick, whose firm prosecutes personal injury and wrongful death lawsuits for New York auto accident victims, said insurance companies’ business model invites abuse.

That is why it is crucial for any New York auto accident victim to obtain legal help, Resnick said.

“When you hire an experienced New York personal injury attorney, you have a professional working for your interests in settlement negotiations,” he said. “You are no longer alone in this fight.

“Our attorneys at David Resnick & Associates have protected the rights of thousands of New York accident victims and obtained for them the compensation they deserve,” Resnick continued. “We know auto insurance companies and how they operate, and we hold them to their responsibilities, regardless of where they rank on a list.”

About David Resnick & Associates, P.C.
David Resnick & Associates, P.C., provides professional and compassionate legal assistance to victims of injury and negligence. Founded in 1998, the firm is experienced at handling multiple types of injury and negligence cases in New York City, including motor vehicle accidents, hit and run, bicycle accidents, pedestrian injuries, trip and fall, construction accidents, premises liability and other kinds of personal injury and wrongful death claims.

David Resnick & Associates serves clients in Manhattan, Queens, Brooklyn, Staten Island, the Bronx and all of New York City. Mr. Resnick can be reached at (212) 279-2000 or through his website’s online contact form.


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