It is extremely difficult to get insurance from most insurers on a dog after the dog has bitten. Responsible pet owners should also have insurance that allows for compensation if their dog attacks.
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New York, New York (PRWEB) August 31, 2009
01insurance.com is adding New York dog liability insurance and other products with two new partnerships. The dog liability insurance is for dog owners who want to protect themselves and their loved ones from harm.
In New York dog owners can be liable for dog bites and other canine-inflicted injuries caused by their dogs. Dogs bite nearly five million Americans every year, and children are usually the victims of the most serious attacks.
"Dog owners needs to have insurance in place to cover injuries from a dog attack. Did you know that the people most likely to be attacked are your own friends, neighbors and family? If your dog injures someone close to you, you may have to pay for it two ways. You'll have to pay medical bills and legal bills. But you also risk causing irreparable damage to these important relationships," said Nicholas Sabbatini Vice President of 01insurance.com.
As more aggressive breeds have become more popular as pets, claims for dog attacks have gone up. These claims have become one of the biggest single cause of home policy claims in New York.
Sabbatini warns not to wait until after a dog has attacked to seek coverage. "It is extremely difficult to get insurance from most insurers on a dog after the dog has bitten. Responsible pet owners should also have insurance that allows for compensation if their dog attacks."
New York homeowners insurance and renters insurance usually cover some costs but may exclude certain breeds of dogs.
In addition to canine liability insurance, 01insurance.com has partnered with Kingstone Insurance Company and American Commerce Insurance Company. Through this they offer many other types of insurance options. These include: condos-coope, business owners, Artisans liability, personal umbrella, commercial auto, and homeowners insurance.
"01insurance.com now offers American Commerce Insurance coverage in New York. American Commerce, a member of the Commerce Group, Inc. (see http://www.acilink.com) is writing all types insurance products. These include New York auto insurance (preferred and standard) and a Homeowners program."
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