One Click allows the clients to run as many affordable term life insurance quote scenarios as they want.
Boise, Idaho (PRWEB) January 04, 2013
LifeSource Direct, a national online insurance brokerage, announced today that the computerized underwriting process for the “One Click” term life insurance product has been systematically improved to provide a more efficient and accurate assessment of potential insurance clients. The improvements from client feedback range from enhancements to the quotation engine for comparative quotes and to the application workflow to process purchase requests.
"One Click” term life insurance is a simplified issue life insurance product that does not require a medical exam or blood and urine laboratory samples. This means no needles for a blood draw. This coverage can be obtained at http://lifesourcedirect.com/no-medical-exam-insurance/. LifeSource Direct provides online quotes for both fully underwritten life products as well as the simplified issue products. In addition services such as WellCard Health and discounted RX Drug cards are available on the website as a complimentary service.
No medical exam insurance can be issued the same day as applied for if the client meets the criteria of the insurance company. A series of questions need to be answered to see if they are eligible. Same day coverage is a huge benefit in the business market as key man coverage often needs to be issued asap. In the private sector it is just as appealing. A client does not have to wait as long as 40 days or more to get approval on their policy. They can have the peace of mind knowing they are covered the same day they applied for with face amounts up to $350,000 *.
No medical exam insurance fills the need for a product that can be issued to people who don’t have the time for an exam, do not want to be stuck with a needle, and need insurance issued in a timely manner. The additional cost for no medical exam term life insurance can be as low as 10% more.
A principle in LifeSource Direct stated that “one of the missing elements in personal financial planning as well as business financial planning was having a website source allowing the clients to run as many affordable term life insurance quote scenarios as they want. One click allows the client to fine tune pricing options, face amounts, and time periods to fit their specific needs.”
About LifeSource Direct
LifeSource Direct (http://lifesourcedirect.com) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, Banner Life, Metlife, Lincoln, Nacolah, Transamerica, ING, and Genworth Financial. LifeSource Direct works with thousands of people every year to help find them the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products that can benefit the consumer.
- No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued. If declined, an accidental death benefit policy may be available.