Good Credit is Key to Financial Success, New Book Shows

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Octavio Ponce’s “How To Create, Establish Repair My Credit” is a one of a kind book is a powerful tool for all Americans who need information to help in their credit reports

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It is common to say that the objective of the human being is to work for happiness, and the most common elements mentioned to be able to reach that goal are health, money, and love. After health is money, and a tool most valuable to reach money is credit. If the triumvirate of elements is a pyramid and health stands at the base followed by money, then love stands at top. To reach love, it is important to have money and credit, as Octavio Ponce ably shows in How To Create, Establish Repair My Credit, is the way to good finances.

Good credit is an indispensable tool for everyone. Ponce’s book tells readers exactly how modern credit is simply a business tool for progress, not a double-edged sword that leaves them in debt. The credit report affects a lot of other factors in life like one’s auto insurance, work, job position, rent–in fact, it affects many, if not all aspects of daily life. Ponce emphasizes that “credit is one of the tools mostly utilized and used in actuality.” Manage it well and one’s credit report becomes a good financial résumé. It is a history that is non-transferable, reflecting all kinds of financial transactions one engages in through the years.

For those who want to be rich, the necessary information and Ponce’s own experience are put together so as to create a guide to solvency and financial comfort. Essentially, knowing how to use one’s credit redounds to one’s benefit. On today’s market there has not been a book that has put together all of the three elements of credit history: “Create, Establish and Repair.” How To Create, Establish Repair My Credit is a one of a kind book that provides expert knowledge readers can apply in substance. There is the hunger and the need for information that will help all Americans with their credit report and this book is a powerful tool on the hands of whoever buys it and reads it.

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About the Author

Octavio Ponce is a real estate broker, mortgage broker, automobile broker, and insurance broker. He’s been working with thousands of people on their credit reports. He has helped and advised them on how to create, improve, and repair their credit. Now, the author is President and CEO of National Association of Estators® and California Association of Estators®, a member of of the National Association for Real Estate Professionals which works for people in the real estate industry. Mr. Ponce is currently pursuing a degree in Economics. He has published a first book entitled Young to be Free, in 2002–a book about self-motivation.

How To Create, Establish, Repair My Credit * by Octavio Ponce
Publication Date: May 13, 2013
Trade Paperback; $15.99; 83 pages; 978-1-4836-3825-6
Trade Hardback; $24.99; 83 pages; 978-1-4836-3826-3
eBook; $3.99; 978-1-4836-3827-0

Members of the media who wish to review this book may request a complimentary paperback copy by contacting the publisher at (888) 795-4274 x. 7879. To purchase copies of the book for resale, please fax Xlibris at (812) 355-4079 or call (888) 795-4274 x. 7879. For more information on self-publishing or marketing with Xlibris, visit To receive a free publishing guide, please call (888) 795-4274.

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