Cleveland, OH (PRWEB) February 27, 2012
Most US drivers understand it is a rare occurrence that they are going to receive a courtesy call from their auto insurer telling them they qualify for a better deal. Yet most fail to review their policies or contracts each year to make sure they're getting the lowest rates possible. The reality is that cheap Ohio car insurance is possible.
According to savings experts from Fox Business, there are a few criteria can easily qualify Ohio drivers for quick discounts. For example, driving less than 25 miles per day, or having no car accidents over the last 12 months, and no DWI/DUI record, likely qualifies drivers for many hidden discounts on their car insurance bill. The issue, as Robert Hunter of Consumer Federation of America describes it, is that "insurers aren't required to let you know when you're eligible for a lower rate...so it is very difficult to be sure that you have the best price."
An interesting fact Ohio drivers should know is that most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers. But obviously, auto insurers would like to keep that secret so policy holders keep paying the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines from this tipsheet:
1) Compare Ohio auto insurance quotes across multiple insurers who will try to compete and offer users their best deals right away.
2) Calling the present insurer and asking for a better deal than the best quote received from any comparison search.
3) Call the other car insurers and ask if they can match or beat the deal just offered.
4) Consumers should specifically ask their insurer - not the agent - whether they are being offered the lowest rate they qualify for.
The above tactic paid off quite well for Thomas Mitchell who, according to the New York Times, "slashed his hefty auto insurance premium from $2,537 a year to $1,207". This should provide a guide and incentive for Ohio drivers looking to take advantage of the pricing loophole for better deals.
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