Naples Florida Insurance Agency Offers Online Property Preparedness Guide for 2013 Hurricane Season

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Gulf Coast Educators Insurance Gives Pre-Storm Guidelines For Securing a Home and Property

hurricane image approaching florida coast

Gulf Coast Educators Insurance In Florida Can Help Residents With Home and Property Insurance

Once a storm is named and a warning or watch has been issued for a certain geographical area we are not able to make policy changes for residents in that area.

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Gulf Coast Educators Insurance in Naples Florida and Port Charlotte Florida announce their online property and home owner’s hurricane guide for this year’s hurricane season.

“We are excited to offer this interactive guide to better prepare our home insurance customers. We send out e-mail campaigns and call our customers to remind them to check their homeowners insurance policy but often people don’t review it until it’s too late and a storm is barreling down on them” says Ron DeFreitas, Owner/Agent of Gulf Coast Educators Insurance.

DeFrietas explains, “Once a storm is named and a warning or watch has been issued for a certain geographical area we are not able to make policy changes for residents in that area. When a storm is brewing and inching closer to the Florida coast line our agents in both our Port Charlotte and Naples Florida insurance offices often get calls from customers who want to tweak their policy. We have had to tell some insurance policy holders that we are not able to. This just ends up frustrating clients and sends them into panic mode and they fear substantial loss.”

Gulf Coast Educators Insurance has detailed information and tips for homeowners on their website ( to better guide home and property insurance policy holders this hurricane season to protecting their assets.

Some of the tips that can be found on the website include:

1) Roof inspection – repair any loose or missing tile or shingles and repair any current leaks
2) Exterior cracks in your home – cracks will allow moisture, re-caulk any cracks
3) Repair any home or property damage from prior rain storms
4) Out buildings – such as barns and garages – review of windows, roofs, doors
5) Window seal inspection of your home – review the seals around all windows and doors, make sure there is a seal present and water cannot get through

These tips and several others can be found in the online insurance blog at Gulf Coast Educators Insurance encourages homeowners to call their insurance agents and ask for a free homeowners insurance policy review.

“Our Florida insurance agents are very experienced in knowing how much coverage you need to fully protect your home and property. The worst case in getting a free home insurance policy review is that a homeowner discovers they may need to bump up their policy for additional coverage. This would be totally optional to bump up the policy. We prefer to educate our Florida insurance clients on what is needed for maximum coverage. Some clients bump up their policy with our recommendations. We do give recommendations on how to further protect a homeowner’s assets during one of our free homeowners insurance policy review,” adds DeFrietas.

In addition to homeowners and property insurance policies the insurance agents at Gulf Coast Educators Insurance can also provide car insurance, life insurance and guidance for teachers on the Florida Retirement System.

Gulf Coast Educators Insurance is a Horace Mann Insurance Agency that has been in business for 4 years in the Southwest Florida area. For a free homeowners insurance or property insurance policy review please call 239-591-0963 for the Naples insurance office or for the Port Charlotte insurance office please call 941-391-5423 or visit online at

For Florida residents who are actively shopping for a competitive insurance quote on home and property insurance as well as auto insurance please visit Gulf Coast Educators Insurance website for their online quick quote application.

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