Much of the Pay Off Your Debt App is devoted to a general discussion of household finance and budgeting tips. The program outlines some of the common ways in which cash-strapped consumers can stretch their monthly wages further.
New York, NY (PRWEB) January 29, 2013
To celebrate the successes of the thousands of National Debt Relief customers who have used its services to reduce their debts, the company is proud to announce the release of its Pay Off Credit Card Debt App. The program is available for download now at just 99 cents per download.
The Pay Off Your Debt App is a comprehensive tool that provides its users with an array of personal finance tips and debt-related information. It is broken into multiple sections and contains interactive links to National Debt Relief's mobile-friendly website. With its user-friendly interface and simple, easy-to-read format, this app promises to provide its users plenty of informative browsing.
Much of the Pay Off Your Debt App is devoted to a general discussion of household finance and budgeting tips. The program outlines some of the common ways in which cash-strapped consumers can stretch their monthly wages further. Common-sense tactics like purchasing generic grocery products and using more fuel-efficient means of conveyance are discussed at some length.
The Pay Off Your Debt App also discusses the means by which consumers can increase their incomes without radically changing their lives. Using simple arithmetic, the app demonstrates that an extra $800 per month from a part-time job can often make the difference between a balanced household budget and a slowly-escalating personal debt crisis.
The app is also designed to serve as a robust resource for consumers who have already fallen into debt. It provides an informational, mobile-friendly primer on the two basic types of debt and the different means by which they can be attacked.
For consumers struggling with onerous burdens of "secured" debts like mortgages and auto loans, the app recommends using a self-managed debt relief program like Dave Ramsey's "debt snowball." Using engaging real-world examples, it illustrates the strategy that informs self-managed debt relief.
For consumers who struggle with "unsecured" debts like outstanding credit cards and medical bills, the app outlines the basic methods of debt relief. Popular debt relief methods like debt consolidation loans, credit counseling and debt settlement are discussed in detail.
The Pay Off Your Debt App also discusses the bankruptcy process in great detail. Consumers who feel overwhelmed by the immediacy of their debt situations may wish to peruse its bankruptcy-related content.
Among other things, the app discusses the differences between reorganization and liquidation. It provides some basic guidance for consumers who may not be sure whether their financial situation warrants a declaration of bankruptcy. It also provides a clear-eyed accounting of the long-term ramifications of such a declaration. These include chronically-poor post-bankruptcy credit scores and the requirement that bankruptcy filings become a matter of public record.
National Debt Relief's Pay Off Your Debt App is designed to help Americans who worry about the state of their finances and actively struggle with large burdens of debt. At just 99 cents per download, National Debt Relief expects this app to broaden its customer base and spread its basic message of frugality and financial independence.
More information about the debt relief services that the company provides can be found on its website at NationalDebtRelief.com. To speak with a live debt settlement specialist, call 1-888-703-4948 during extended business hours.