PerkStreet and Dave Ramsey are Teaming Up to Make Sure Debit Card Users Get The Cash Back They Deserve

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PerkStreet Financial and personal finance expert Dave Ramsey are partnering to promote PerkStreet's rewards checking account that gives you 2% cash back for using your debit card.

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PerkStreet Financial, the progressive online financial services company with the best cash back rewards debit card in the United States has partnered with Dave Ramsey, personal finance expert and author of "Total Money Makeover", to promote PerkStreet’s revolutionary new checking account. The typical American family can now earn over $600 of cash back annually* for their everyday spending, letting PerkStreet customers live better financial lives. Americans can visit to sign up.

“We created PerkStreet because we wanted people to be rewarded for living responsibly,” said PerkStreet co-founder and CEO Dan O’Malley. “Americans are getting a terrible deal from their banks, yet most don’t realize it. Dave Ramsey helps millions of people live the life they deserve through wise financial choices, making him the perfect partner for PerkStreet.”

The PerkStreet Financial Visa® Debit Card even puts more cash back into customers’ hands than most “high interest” checking programs. Consumers no longer need to take on annual fees or grow their debt just to get great rewards.

“Now that Americans can earn more cash back on a debit card than they can on a credit card, they can finally put their credit cards where they belong: in the shredder,” said Dan O’Malley, CEO of PerkStreet Financial. “After my time as an executive in the credit card industry, I can tell you that is exactly where credit cards belong.”

PerkStreet is changing the way banking is done, offering customers 50 times** more rewards than the average debit card, and rewarding them for spending intelligently using debit, not interest-bearing credit cards. Because the company doesn’t waste billions on bank branches, PerkStreet can give that savings back to its customers in the form of rewards (cash back, music, coffee).

To sign up for PerkStreet’s 2 percent cash back offering, visit

About PerkStreet Financial
PerkStreet Financial is the progressive online financial services company that offers the most valuable online checking account and debit card rewards combination in the U.S. PerkStreet sets itself apart from other online banks by taking the $80 billion that the big branch banks spend on building and maintaining branches every year and passing that savings on to their customers in the form of better rewards. PerkStreet offers the most fully featured free checking account in the U.S., a debit card with the most rewards and access to the largest network of free ATMs in the country. For more information about PerkStreet Financial, visit

The PerkStreet Financial Visa Debit Card Is Issued By The Bancorp Bank, Banking Services Provided By The Bancorp Bank. Member FDIC.

Press Contact:
Kevin Correll
(617) 398-7008
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*According to the U.S. Bureau of Labor Statistics, the average American household spends $601 per week on purchases that could be put on a debit card, which would earn $625 annually with a balance of $5,000 or above.

**The average debit card offers .04% rewards vs. PerkStreet at 2%. 17% of debit cards offer rewards (Source: BAI/Hitachi 2008 Study of Consumer Payment Preferences). Of debit cards that offer rewards, the average value provided is 0.23% of spending (Source: Survey of the top 10 bank holding companies by total domestic deposits, as ranked by the FDIC). The resultant value provided by the average debit card is 0.04% of spending compared to PerkStreet at 2%.


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