Job Satisfaction Can Reduce Excessive Spending and Debt
Precept Financial Solutions has developed a Daily Occupational Stress Estimator (DOSE) to help people understand whether their job stress is causing them to spend excessively or not. With a better measurement of one’s job satisfaction, one can improve the quality of daily life as well as their debt situation.
(PRWEB) September 2, 2006 -- The ability to ascertain how much one spends in order to reduce the stresses caused by their daily employment can be a powerful tool. These findings may conclude that changing work environments or possibly even careers will greatly reduce daily stress levels therefore influencing debt levels.
A clearer picture of one’s job satisfaction becomes apparent when carefully examining how much money is spent due to job related stress. Precept Financial has created a simple Daily Occupational Stress Estimator (DOSE) to help people determine if their job dissatisfaction causes them to overspend. See www.preceptfinancial.com/press_releases.
“The satisfaction we derive from our jobs is a key factor in how happy we are as individuals,” says James Partridge, Director of Human Resources at Precept Financial Solutions and internationally renowned HR speaker. “When people report overall dissatisfaction with their jobs, they tend to report spending more on stress management.”
Much can be revealed simply by asking oneself: “Am I buying this to help me with job stress?” Precept Financial’s DOSE worksheet is a pre-prepared yes/no questionnaire which includes space for listing stress-related expenses and dollar amounts. These amounts will estimate the percentage of spending due to job stress compared to job income. The formula used is provided at the bottom of DOSE worksheet. After documenting job stress-related expenses for a typical day/week/month, and applying the formula, one will have a clearer understanding of how much job stress is affecting their spending habits.
Retail industry workers commonly use the phrase “Sticker Shock” to describe consumer surprise at a given items cost or dollar value. Don’t be afraid to make a change if your DOSE estimate sends you into “Sticker Shock.” Many times even a lower paying job results in more income after stress related costs are factored. For a copy of the Daily Occupational Stress Estimator, go to www.preceptfinancial.com/press_releases.
Managing Director of Precept Financial, Robert Ward says, “Precept Financial is pleased to present the Daily Occupational Stress Estimator. Getting out of debt takes time and determination, but understanding the root causes is the key to change. We want to provide as many resources as possible to help people avoid getting into burdensome debt, which is one of the largest stress factors in America today.”
Precept Financial is a leading debt assistance company dedicated to helping consumers and businesses with financial hardship in resolving unsecured debt. Precept Financial works with creditors and collections agencies on the client’s behalf, to help find mutually agreeable solutions. By providing an effective alternative to financial hardship, Precept Financial provides a service for both debtors and creditors. Notable memberships include: The Association of Settlement Companies, Greater Dallas Chamber of Commerce, American Bankers Association, and the International Association of Professional Debt Arbitrators. Contact 1-800-866-4447 or visit http://www.preceptfinancial.com.
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