San Diego, CA (PRWEB) December 08, 2012
San Diego Accounting Firm specializes in assisting customers with helpful San Diego finance advice when looking for accountants, as well as keeping them updated on current news and trends in the world of business. Today, SDAccountingFirm.com announces the pros and cons of making the move to mobile.
As small businesses are able to function on an increasingly smaller scale, and the digital revolution is in full swing for online payments, shopping, and digital accounts—many are making the switch to sleek and efficient mobile credit card processing services. Finally liberated from fixed swiping terminals, yards of cord and a counter that, if set up poorly, can end up looking like a set from the Matrix, merchants have a freer, easier option. SD Accounting Firm asks, "But is the simplicity of the turning a smartphone or tablet into a register all that simple?"
SDAF discusses companies like Square and GoPayment that can provide the service of a plug-in credit card reader that attaches to your phone or tablet. An app then lets the user accept credit card payments from nearly anywhere, and anytime—a blessing to merchants in food carts, craft fairs, and independent contractors that go to the customer’s home. No need for an outlet or enduring power outages or bad cords, and depending on the service a business can have multiple card readers on multiple phones going to the same account for a flat rate. Furthermore, whereas fees for processing on a normal reader can cost up to 4% per charge, mobile groups usually offer the service at a modest 2.75%.
While this sounds like an obvious decision to make, business owners have also noticed the drawbacks. Some merchants have complained that monthly or annual service charges can be too much when starting a business, putting the owner into the red. Other gripes have been in response to the machine-heavy customer service received, and the difficulty of keying in cash transactions. A plethora of cash deals might make any employee feel as though they would be better off using their granddad’s National register instead.
The choice varies from owner to owner—and while most see the register revolution as the dawning of a more convenient era, some (generally those who deal rarely with credit) stick to the old fashioned method, having either security concerns, or unimpressed by the mobile services. SDAccountingFirm.com will continue to keep an eye on the trend, and see if one outlives the other in time.
San Diego Accounting Firm offers financial and business related advice to the public, provides information about hiring and employing accountants, as well as getting customers in touch with providers that match their needs through top-quality customer service.