Hundreds of homes and businesses experienced flooding, including homes in areas where homeowners were told they didn’t need to purchase flood insurance.
Largo, FL (PRWEB) July 03, 2012
In light of the effects of Tropical Storm Debby, which contributed to flooding in several areas along the gulf coast during the last week of June, Florida insurance agency Patrons Insurance Agency, Inc. urges Floridians to recognize the need for flood insurance.
Rainfall exceeded 12 inches in Gainsville and Jacksonville, and Tampa set a new record for June rainfall totaling 18.66 inches. Hundreds of homes and businesses experienced flooding, including homes in areas where homeowners were told they didn’t need to purchase flood insurance.
Several Pasco County residents told a local news station they were told they didn’t need to purchase flood insurance when they bought their homes, even though their homes were situated in a “Zone A” flood zone.
Patrons Insurance Agency would have advised these residents otherwise. As a local Florida agency that’s been serving the state since 1991, Patrons has a thorough understanding of how flood insurance works and who needs it. The agents at Patrons believe now is as good a time as any to educate Florida residents about the importance of flood insurance, especially in areas that are at or below sea level.
In fact, everyone lives in a flood zone and most homeowners insurance policies don’t cover damage brought on by flooding. Most people think flood insurance is way too expensive, but the facts are there are several discounts available.
People living in moderate to low risk areas can get a Preferred Risk Policy, with flood insurance premiums as low as $129 per year, according to the National Flood Insurance Program. Even residents who are hoping to skip the flood insurance and rely on federal disaster assistance, should a flooding effect their property, should be aware that those are loans that must be paid back with interest. The cost of those loans can be about $240 per month, whereas a flood insurance premium could be around $33 per month.
These are all reasons Florida residents should consider purchasing flood insurance from a Florida insurance agency they trust. And Patrons Insurance Agency would like to be that agency. With several years of experience and a commitment to finding clients the best coverage at competitive rates, Patrons prides itself on being able to deliver what it promises. Call 888.721.1949 for more details.
About Patrons Insurance Agency, Inc.:
Patrons Insurance Agency, Inc. is a family owned and operated Florida insurance agency. The agency has been protecting families and businesses since 1991, and it works with each client to get the best coverage for his or her unique situation at the lowest possible cost. The fact that it is an independent insurance agency means that Patrons Insurance Agency, Inc. works for you, not the insurance companies. You’re more than a number to us. Our clients are our friends and neighbors. They’re real people who need real solutions to their insurance concerns. At Patrons Insurance Agency, Inc. we’re proud to offer the more effective home, auto, business and health insurance solutions – and so much more!