San Diego, Calif. (PRWEB) January 22, 2013
Consumers with good credit scores have the pick of the crop when it comes to the very best credit cards for good credit on the market today. These credit cards are coveted because they include excellent rewards programs, low ongoing interest rates and the longest 0% intro periods.
For consumers with good to excellent credit, Creditnet.com, a leading online authority on credit card reviews, credit repair and personal finance advice, today announced its list of the 5 best good credit credit cards of 2013.
Creditnet took into account features like rewards programs and credit card sign-up bonuses, as well as the length of a credit card's 0 percent intro period and ongoing APR when determining its list of 2013's best good credit credit cards.
This popular new cash back card from Discover is Creditnet's favorite credit card for good credit in 2013 thanks in large part to the rewards program it offers. One of the most lucrative rewards card on the market today, Discover rewards cardholders with 5% cash back on up to $1,500 in purchases on rotating categories that change each quarter. (Through March 2013, those categories include restaurant and movie theater purchases.)
For good credit consumers that carry a balance, the 18 month balance transfer promotion is especially enticing. Members will pay 0% interest on balance transfers and purchases for a year-and-a-half, and Discover's forgiveness policy waives the first late payment fee (it's $35 thereafter) and doesn't increase APR due to late payments.
Overall, this is Creditnet's favorite credit card for good credit in 2013.
2.) Chase Sapphire (SM) Preferred Card
One of the best travel rewards card for good credit, the Chase Sapphire Preferred Card rewards consumers with 40,000 bonus points towards travel (the equivalent of $500) after $3000 made in purchases in the first three months.
Chase Ultimate Rewards (SM) allows cardholders to redeem points for up to 20% off on airfare, hotels, car rentals and cruises. This card is especially excellent for frequent travelers, since it rewards members with double points on travel and dining restaurants, plus one point on all other purchases.
The only knock on this card, according to Creditnet, is that there's no intro period for consumers to take advantage of 0% interest. Otherwise, this credit card is an excellent choice for consumers in search of a travel rewards card.
3.) Chase Freedom® Card
Both the Visa and MasterCard options of the Chase Freedom Card are viable options for consumers that have good credit and a modest budget. This cash back card from Chase includes a $100 cash back bonus after $500 in purchases within the first three months of an account opening.
Chase Freedom rewards consumers with 5% cash back on up to $1,500 in purchases on categories that rotate every three months, and the 0% intro period attached to this card lasts for 15 months and applies to purchases and balance transfers alike.
Long one of Creditnet's favorite 0% interest credit cards, Citi Simplicity has one of the longest introductory periods of any credit card available today at 18 months. While this credit card has no rewards program, it's one of the very best for consumers hoping to consolidate their debt with a simple, easy-to-track balance transfer credit card.
This credit card for good credit consumers sets itself apart from others by charging ZERO in late payment fees, and it also won't hike interest rates for consumers that make a late payment. Overall, Creditnet calls the Simplicity card simply the best 0% interest balance transfer card in 2013.
Finally, for good credit consumers in search of an airline miles credit card in 2013, Creditnet recommends the Chase United MileagePlus® Explorer Card.
For frequent United fliers especially, this airline miles card has one of the best sign-up bonuses of any card this year; consumers can earn 30,000 bonus miles after spending $1,000 in the first three months from the card account opening.
Travelers earn double miles on United ticket purchases, and one mile per $1 spent on all other purchases. Travelers will also get the VIP treatment of United, including priority boarding privileges and the first checked bag free of charge. Chase will also waive the $95 annual fee for the first year.
Creditnet.com recommends all of the above credit cards for good to excellent consumers in search of some new plastic in 2013.