People Who Exercise Have Lower Rates of Credit Card Debt---New Study Finds

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Exercise is a catalyst for behavior change in many parts of one's life. A new study from ExerciseFriends shows people who start exercise programs have lower credit card debt and stop smoking.

Starting an exercise program is a catalyst for more profound changes in one's life---like getting out of credit card debt.

Exercise is not just good for the body, it is good for the pocketbook, a new study from found.

People who start an exercise program are likely to cut credit card debt, get out of bad personal relationships and stop smoking.

The reason appears because exercise is a means of changing ones habits and changing habits often goes far beyond the benefits of exercise. ran a study whose results were presented in February, 2013 and one of the most interesting findings is that people want to change---get out of debt or out of a bad relationship but they lose the motivation.

When they begin to get small wins such as starting an exercise program, this becomes a catalyst for wide ranging changes in people's lives.

The study also showed that people who work out with a friend are 95% more likely to succeed in their exercise or diet routines. When exercising alone or dieting alone, people find that they fail 95% of the time.

Jay Valentine of ExerciseFriends said: "People quit when faced with crushing credit card debt, smoking and getting out of a bad relationship because these are habits. Exercise is a keystone habit that creates a ripple of change in one's life." also found people who work out with a friend find they enter a relationship that is healthy and wholesome and these relationships impact other parts of their lives.

The study showed exercising with a friend has a massive impact on aspects of people's lives far beyond fitness.

ABOUT:, is the first social media community to discover the secret that dieting fails 99% of the time and exercise programs started in January typically fail by May yet when dieting or exercising with a friend----people exceed their goals 95% of the time.

Launched as an Austin, Texas startup has grown to hundreds of thousands of members applying social media to America’s most dangerous health problem---obesity. now teams with leading health, fitness, diet and wellness leaders to change the workout paradigm to working out with a friend. Proceeds go to charity.

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