The owner of the stable could be liable for the damages and while, in Texas, commercial property insurance can offer some protection, business owners can do more to prevent having to deal with this devastation.
Houston, Texas (PRWEB) February 25, 2013
Although the number of non-home structure fires has declined over the last several years, fires are still a pressing fear for business owners. In 2011, according to The National Fire Protection Association, there were 114,500 non-home structure fires in the United States, causing nearly 3 billion dollars worth of direct property damage. In Texas, the combination of the intense heat and dry temperatures makes fire something residents do worry about. On February 4, one Texas business owner woke up to a devastating fast-moving stable fire.
According to the Fire Department, the cause of the fire is still unknown, but it killed 11 horses, injured three more, destroyed two buildings, and heavily damaged on more.
In this case, the owner of the stable could be liable for the damages and while, in Texas, commercial property insurance can offer some protection, business owners can do more to prevent having to deal with this devastation. Fires can move quickly and while sometimes, they are not preventable, there are many safety precautions that business owners can take. The Texas insurance agents at Noltensmeyer Insurance Services, LLC want business owners to safeguard their property and offer some advice on how to keep businesses safe.
- Practice safety measures ahead of time – businesses with staff and employees are encouraged to conduct a fire drill every six months to be sure everyone is aware of safe exits
- Keep fire extinguishers available – make sure they are mounted in the vicinity of employees and that everyone is aware of their locations
- Conduct checks of electrical wires and cords – be sure they are not fraying, located near water, or that outlets are not overloaded
- Take advantage of circuit breakers – these power strips can monitor the amount of power and automatically shut off it they are overloaded
- Turn off all lights – including decorative lights – when no one is in the building
- Check to be sure all fire alarms and carbon monoxide detectors are working properly every six months
Fortunately, during the accident on February 4, no one was in the building. However, safety precautions to prevent fires and detect them early are the best way to lower the risks. Business owners with questions about fire safety or concerns about business insurance coverage such as commercial property insurance are encouraged to give Noltensmeyer Insurance Services, LLC a call. The friendly insurance agents are always happy to help their Texas neighbors.
About Noltensmeyer Insurance Services, LLC:
Located in the heart of Houston, Noltensmeyer Insurance Services, LLC is proud to serve the entire state of Texas. The agency continually offers quality coverage and superior customer service while offering low rates due to its Nationwide carrier. The 20 agents that comprise Noltensmeyer Insurance Services, LLC write auto, home, commercial and health insurance policies. The agency’s staff is divided into teams to help assist its clients who have specific insurance needs.