montana (PRWEB UK) 22 March 2013
SecondMarketAnnuity.net has launched an in-depth free membership advice package for those considering secondary market annuities (also known as structured settlement annuities or SMAs) as long term investments or in preparation for retirement. Despite the enduring low rates in the investment markets, SMA’s are a highly attractive option due to high yields, discounted purchase price, and guaranteed payments. SMAs are also proving increasingly popular with those who are tired of stock market fluctuations and want increasing safety and security combined with high yields.
The essential advice that SecondaryMarketAnnuity.net provides emphasizes that those shopping for yield and safety in this market should gather as much information as possible.
First, those interested in SMA’s must determine what their target income needs are. This can be easily calculated by totaling essential monthly expenses, and listing any guaranteed monthly income they currently earn. Any gap or deficit between guaranteed income and guaranteed, essential expenses for daily living should be filled with a new source or guaranteed income, such as that from Secondary Market Annuities, to build a strong retirement income foundation.
Investors not yet in retirement can also purchase SMAs as secure investments, utilizing deferred payouts instead of a guaranteed monthly income. In response to volatility and new retirement economic studies, it’s clear that safety of principal is critical in the years just prior to retirement, and SMA’s address this safety issue perfectly for those just nearing retirement.
SecondaryMarketAnnuity.net offers this free advice package on their website as a complement to their comprehensive listing of SMA products from only the most reputable firms, such as: AXA Equitable, MetLife, Pacific Life, Prudential, Sun Life Financial and the Jackson National Life Insurance Company. This comprehensive list brings clarity as it displays the true effective rate of return on these investment. This is a refreshing improvement over other types of annuities that offer lower guarantees and much higher complexity.
Additionally SecondaryMarketAnnuity.net offers free strategy sessions with a $125 value for interested parties to gain expert one on one consultations and Social Security maximization reports. For those certain wishing to purchase an SMA, SecondaryMarketAnnuity.net handles all the purchase process details and costs, and offers a refreshing ‘what you see is what you get’ high yield, fixed income alternative with no fees, surprises, or ambiguity.
SecondaryMarketAnnuity.Net provides comprehensive information and the worlds largest inventory of secondary market annuities, and offers services and inventory to both individuals and advisers. Secondary market annuities are existing payment streams from Structured Settlements, lotteries, and existing annuities, but are available at a discount. These high yield, fixed income alternatives are a new option for investors. Offering access to the world's largest inventory of available annuities, SecondaryMarketAnnuity.Net makes use of a purchase process completely focused on the buyer to protect both advisers and clients and focuses on third-party escrow, legal review and other investor protections, ensuring smooth transactions every time. Learn more about secondary market annuities by visiting SecondaryMarketAnnuity.Net.