Burbank, CA (PRWEB) May 01, 2013
USA Business Insurance announces new coverage for the owners of HVAC contracting businesses. HVAC contractor insurance is an important element of a successful small business in the heating and cooling industry. Owners of HVAC companies can now partner with the professionals at USA Business Insurance to create packages that are tailored to the needs of this kind of work. USA Business Insurance has always worked with small business owners to create coverage that meets the needs of individual companies and now HVAC contractors can benefit from this experience.
Taking care of heating and cooling systems, whether in residential homes or on commercial properties, requires a specific skill set. It also requires an insurance policy that meets the particular needs of this type of work. HVAC contractor insurance, now available from USA Business Insurance, can protect the owner from liability, damage, theft, natural disasters, and more.
There are many aspects of an HVAC business that are vulnerable to liability, damage, and the resulting costs. A customizable insurance package from USA Business Insurance may include liability insurance, which protects the owner from damage to property or harm to people caused by employees or faulty work done by employees. Coverage for the business’s building and vehicles is also important. Natural disasters, vandalism, fires, and accidents can cause damage and high costs. Having insurance is important for covering these potentially high costs.
While protecting company vehicles with auto insurance is an important aspect of HVAC insurance, so too is protection for the tools inside the vehicles. The tools needed for HVAC work are expensive and if lost or damaged, can cost the business a significant amount of money. Auto insurance will not cover small tools inside the vehicle, which is why having inland marine coverage is important. This protects the business from the cost of lost or damaged tools during a car accident or from theft.
USA Business Insurance specializes in working with small business owners to create individualized plans. Now HVAC contractors can get the same kind of service and coverage and more business owners can benefit from the expertise of the professionals at USA Business Insurance.
For more information about the new insurance program visit: http://www.businessinsuranceusa.com