Saint Louis, MO (PRWEB) May 09, 2013
Spring weather has finally broke in Saint Louis and with the warmer weather, many are beginning their journey toward buying their first home. Spring is an excellent time to prospect for houses; buyers can inspect the outside condition of a house as it appears in the pre-lush green time of year. Some experts feel buyers should be particularly serious about buying a home now as interest rates are at record lows and national home prices are on the rise. Savvy shoppers can still find loans for those with good credit histories, stable income, and sufficient savings. When spring consultations were first announced in February, Prudential Select Properties - Select St Louis received lots of inquiries and appointments. One-on-one consultations are still available for would-be home buyers.
Even though conditions are ideal for purchasing St Louis real estate, there are still many factors one has to consider. Closing costs vary from state-to-state and is often difficult to estimate despite the most thorough research. In addition, property taxes also vary depending on location and can be an unwelcome surprise after buying a house. Talking one-on-one with your realtor and lender often yields clarity to the confusion.
Insurance is essential to the home-buying process; not only does it protect from natural disasters, it protects from theft or in some cases, loss or damage during the initial move. Protecting the home and belongings early as well as budgeting for the expense is the best approach. Discuss with your realtor suggestions on local insurance agents which deliver reliability and guarantee professional service.
Finally, consider decorating and home maintenance expense; if one buys an older home or a fixer-upper, one should have some idea of the work and expense involved before-hand. Get professional quality estimates. A good rule of thumb is to "always assume it's going to cost more".
As proven experts in St. Louis county real estate, a Prudential Select Properties realtor can help find the right home. Spring consultations are available right now; in addition, buyers are welcome to attend St Charles open houses or other neighborhoods in the area. For more information, contact a local Prudential Select Properties realtor by calling (866) 640-6397 or by visiting http://www.discoverstl.com.