New York State DMV Approves First Online Defensive Driving Course for Point and Insurance Reduction

Effective May 18, New York drivers can complete the American Safety Council's online defensive driving course to receive a 10% reduction, for three years, in the base rate of their current automobile liability, no-fault and collision premiums. Drivers also are eligible, upon completion of the course, to receive up to a four point reduction on their driving record. Drivers can register for the course at http://www.NewYorkSafetyCouncil.com.

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Albany, NY (PRWEB) May 19, 2009

On Monday, the New York State Department of Motor Vehicles (DMV) approved the American Safety Council's online defensive driving course for its Internet Point and Insurance Reduction Program (IPIRP).

Previously available only in the classroom, this is the first DMV approved course that drivers can complete online to receive a 10% reduction, for three years, in the base rate of their current automobile liability, no-fault and collision premiums. Drivers also are eligible, upon completion of the course, to receive up to a four point reduction on their driving record. Drivers can register for the course at http://www.NewYorkSafetyCouncil.com.

"The course is simple and the benefits are great," said Bob Proechel, president of the American Safety Council. "Take a 6-hour online course. Learn important defensive driving techniques. Save money on your car insurance. And, reduce points on your driving record."

The American Safety Council's online defensive driving course provides defensive driving strategies and traffic safety information that are specific to New York traffic laws. Drivers are not required to complete a final exam or any proctored testing. The course is available entirely online, 24 hours a day, 7 days a week.

When a driver successfully completes the course, the American Safety Council will send a certificate of completion to the student and notify the DMV, which will then reduce up to four points on the driver's record. Only points assessed for violations that occurred within the last 18 months can be reduced by the program. Point reduction cannot be used as "credit" against future points or reduce a driver's point total lower than zero.

To receive the insurance reduction, the driver must present the completion certificate to his or her insurance company. If the driver delivers the certificate within 90 days, the aforementioned premium reduction will begin immediately, retroactive to the course completion date. Insurers may issue discounts effective from the date the certificate is presented if more than 90 days have passed since the course was completed.

The American Safety Council offers its online New York Defensive Driving course at http://www.NewYorkSafetyCouncil.com. ASC and its affiliated organizations offer online traffic and workplace safety training, governmental services and professional continuing education programs, in association with state and federal regulatory agencies and court systems.

For additional information, please contact the American Safety Council at 1-800-292-5080.

SOURCE: American Safety Council, Inc.

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