Fair Lawn, NJ (PRWEB) August 20, 2009
Instead of having to rely on one lone solution, consumers are given options that best suit their financial situation in order to reduce their debt and gain a fresh start. While most credit counseling services refuse to take on clients with debt less than $10,000, Web Credit Advisors, Inc. does because they believe everyone that needs their assistance should be given the same opportunity.
"Many families are sinking in debt and without this lifeline they'll drown," says Robert Schaublin, president and CEO of WebCreditAdvisors.com. "We help consumers cut what they owe creditors and negotiate better terms so they can retire the debt and sleep at night."
Consumers are provided with options that protect them from garnishment as well as coaching on how to negotiate with creditors, including having a coach on the phone during the negotiations if requested.
Web Credit Advisors, Inc. offers two payment programs to their clients. The first program consists of a flat fee of 15% of the debt and the second program is a contingency plan where a small fee is required to begin the service and the balance is paid after the account is closed. All settlements get paid with either option.
"There are many people who took home equity lines of credit or opened credit cards to afford their lifestyles and now they can't make the minimum payments," says Schaublin. On average, they reduce a $5,000 bill by about half and get consumer 0% financing on the remaining $2,500 for up to 60 months. In every case the credit accounts are closed.
Web Credit Advisors, Inc. is registered with the New Jersey Better Business Bureau and carries an A- rating, the highest rating given to a new corporation. They are currently offering their 60-page self-help guide for free and it's available on their website http://www.webcreditadvisors.com and they will eventually host free seminars beginning in November.
Schaublin is excited about the opportunities that his company presents to consumers to help them get back on the path to financial stability. "We offer hope and an exit strategy."
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