Plano, TX (PRWEB) March 04, 2013
With an FHA Loan, VA Loan, or conventional loan from Garrison Lamothe at Affirm Home Loans, serviGarrison LaMothe, a mortgage broker serving Plano and Frisco, wants to share some tips and advice for first-time homebuyers. Buying a home for the first time can be a daunting task, and Garrison LaMothe is dedicated to helping clients feel as though they have made the right decision.
According to a recent article in the Dallas Morning News, Dallas and the surrounding area’s real estate is seeing an increase all around in prices and new sales. While interest rates are low, potential homebuyers are seeking to take advantage before interest rates start to rise back up. Garrison LaMothe wants to ensure first-time buyers are able to weigh their options and not settle for a home that isn’t really what they want.
The first tip LaMothe offers is not to succumb to the false pressure of a self-imposed deadline. Homeowners should take their time and find the house that best meets their needs. Being in the wrong house is more costly than extending a lease or leaving one too early. Don’t buy just to buy, or because rates are low. Avoid the house with a fatal flaw, like a home next to a highway or in a struggling neighborhood.
Homeowners should also not be afraid to back out. Things like home inspections, budget, and price point should be carefully considered, and it’s better to lose a little money up front than a lot after closing. LaMothe adds that it is impossible to time the market, if homeowners don’t see what they want, they should wait.
LaMothe also wants homeowners to ask more questions than they think they need to ask. Realtors and brokers are advocates, so homeowners should make lists of all the items they are unsure of and ask questions.
For more information on the article highlighting the Dallas and North Texas area real estate market, please visit: http://www.dallasnews.com/business/residential-real-estate/20130129-jump-in-dallas-home-prices-likely-to-continue-experts-say.ece. For more information on Garrison LaMothe and the services provided, visit: http://www.garrisonlamothedfw.com.
About the company:
Garrison LaMothe has been a mortgage professional for over 18 years, the last seven of which has been spent as the owner/broker of Affirm Home Loans, LLc. A Plano based mortgage brokerage, LaMothe works directly with many local realtors and builders. He takes pride in those relationships and treats them with the diligence and care they deserve. LaMothe believes in an old-school approach. He likes to meet customers face-to-face. He believes that referrals are worth more than anything, and a testimonial is the best pay one can earn. He believes that returning phone calls, taking extra time to answer questions, and coaching clients about the process, are not extra steps but the key ingredients to making the customer's experience a great one. Financing a home can be scary and it's a huge decision. He wants his clients to feel like they won, when they allow him to arrange their loan, and that he will always be the first call they make, or their family and friends make, when thinking about financing a home. With an FHA Loan, VA Loan, or conventional home loan from Garrison LaMothe at Affirm Home Loans, homebuyers can get the home of their dreams.