Healthcare Reform 2013: Pasadena Insurance Agency’s Insights on What’s to Come and How to Prepare

Houston-based risk management firm, Pasadena Insurance Agency understands that with the upcoming changes with the healthcare reform act, things may get bumpy for a lot of people. Pasadena Insurance Agency is here to navigate you through the details that Employers will face with the new law.

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Health Care Reform 2013

There’s a lot to understand with not only the changes that have occurred thus far, but also with what’s coming up in 2013 and 2014. It will be important that employers maintain open communication with their employees to ensure a smooth transition...

(PRWEB) February 13, 2013

Since healthcare reform took effect in 2010, people have questioned how it will affect them and what they can do to prepare.

For Employers:

  • An analysis whether they will “pay or play” must be done for 2014. For employers with 50 or more full-time employees, they will be required to either “play” by meeting the minimum requirements of offering qualified and affordable coverage or they will have to “pay” a penalty otherwise.
  • Reform regulations can be dictated by the size of a company. It’s important to have a conversation with a broker/insurance agent to see how the size of your company may be affected.

For Employees:

  • Employees will soon have access to healthcare without medical underwriting.
  • In 2014 every U.S. state will offer an “Exchange”, an online health insurance marketplace where employees or individuals can simply go online and purchase insurance for themselves and their family members.

“There’s a lot to understand with not only the changes that have occurred thus far, but also with what’s coming up in 2013 and 2014,” says Ronnie Karkowsky, Vice President for Pasadena Insurance Agency. “It will be important that employers maintain open communication with their employees to ensure a smooth transition into next year.”

Ronnie Karkowsky has been a leading insurance consultant specializing in benefits coverage and financial planning for eighteen years, and helps review, recommend and implement corporate and individual benefits programs. To find out more or to inquire about benefits, contact Ronnie at rek(at)pasins(dot)com or call 713-868-6411.

For more information about insurance and risk management firm Pasadena Insurance Agency, visit http://www.pasins.com. Follow PIAI on Twitter (@PasadenaInsAgcy) or “Like” them on Facebook.

About Pasadena Insurance Agency:
Pasadena Insurance Agency, Inc (PIAI) is a Trusted Choice® independent insurance and risk management firm. They are a third-generation, family-owned, boutique independent insurance agency offering property & casualty insurance, life & health insurance, and consultative risk management services to individuals and small-to medium-sized businesses. Having been in business for over 75 years, they have access to the majority of the insurance marketplace either through direct appointments or intermediaries resulting in the appropriate alignment of insurance carrier to clients. PIAI offers a friendly, community-based agency with personalized customer service, while also providing the capabilities of a large corporate agency with established industry relationships and decades of experience. For more information, please visit http://www.pasins.com.


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