OXFORD, MI. (PRWEB) June 13, 2013
“At one time, many employees had company- or institution-defined benefit plans (pensions),” Gale writes. “Now, they are on their own. The continuing stagnation in salary sales simply makes saving more difficult.”
In seven concise chapters, “Mutual Fund Small Caps” sets out to show investors the advantage of putting their money into small cap funds instead of large ones. Gale presents statistics about the returns of different bonds and discusses the best ways to maximize investments and ensure a comfortable retirement.
An excerpt from “Mutual Fund Small Caps”:
“If you are dissatisfied with the results of your progress towards meeting your goals, or simply wish to explore possibly better amendments or options to your current plans, you might find the various proposals discussed in this book helpful. Individuals in 401k and 403b programs usually have very limited opportunities to change their investment options from the 15 mutual funds typically offered. Nevertheless, very importantly, they may be able to avoid the carnage to their assets by periodic recessions.”
About the Author
James Gale has a bachelor’s degree from Manchester University and is the former CEO of a metal stamping company. He is married with two children and resides in Oxford, MI.
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