We represent a number of the leading disability insurance carriers today, but for attorneys, our recommendation is nearly always the ProVider Plus IDI policy. It offers comprehensive income protection at some of the best pricing available today.
Rockville, MD (PRWEB) March 21, 2013
The current selection attorneys have when looking for individual disability insurance (IDI) is very consumer-friendly, with multiple insurance carriers currently offering comprehensive IDI policies at competitive pricing. For Attorneys though, the search may be more straightforward than for other professionals.
MR Insurance Consultants, a financial services firm specializing in personal disability insurance, posted a new article today titled “Three Reasons Attorneys Should Consider Berkshire for Individual Disability Insurance”. The new article provides attorneys who are interested in disability insurance with a brief outline of the top three reasons to consider Berkshire’s ProVider Plus IDI policy1 for their personal income protection.
“We represent a number of the leading disability insurance carriers today, but for attorneys, our recommendation is nearly always the ProVider Plus IDI policy”, says Michael Relvas, owner of MR Insurance Consultants. “It offers exceptionally comprehensive income protection at some of the best pricing available today.”
The new article summarizes two important policy features for attorneys to consider: the definition of total disability & residual disability benefit and explains why Berkshire’s ProVider Plus is an industry leader with regard to both features. After establishing why attorneys should seriously consider these features, the article explains how the favorable occupation classification that Berkshire offers attorneys allows them to qualify for exceptionally competitive pricing as well.
Michael Relvas, CFP© is the owner of MR Insurance Consultants, a financial services firm that works with professionals nationwide regarding their personal disability insurance. Michael is involved with personal client servicing as well as developing new resources for interested consumers, such as the Buyer's Guide to Physicians Disability Insurance. Michael can be reached at 800-817-4522.
Michael Relvas is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 1355 Piccard Drive, Suite 380, Rockville MD 20850. Securities products/services and advisory services are offered through PAS, a registered broker-dealer and investment advisor, 240-683-9700.
Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. MR Insurance Consultants is not an affiliate or subsidiary of PAS or Guardian.
PAS is a member FINRA, SIPC.
1 Disability income products underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. This policy provides disability insurance only. It does not provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. For policy forms 1400, 1500, or 1600, the expected benefit ratio is 50% (including NY 1400). For policy forms 1400-F, 1500-F, or 1600 F, the expected benefit ratio is 60% (NY only). The expected benefit ratio is the portion of future premiums that the company expects to return as benefits, when averaged over all people with these policy forms respectively. Product provisions and availability may vary by state.