Seattle, WA (PRWEB) January 12, 2013
A recent study by AAA in March of 2012 concluded that teen drivers were distracted almost 25% of the time they were driving. Typical distractions included emails, downloading music, and texting. Distracted driving is a leading cause of car crashes and fatalities in the U.S., contributing to an estimated 16% of all fatalities each year.
With distractions getting worse, Rate Digest is combining services with top insurance agencies who help provide education and affordable car insurance that fits best for the driver - no matter what the age. "It's important the young drivers know the ramifications of driving distracted. This is part of the reason insurance premiums can get so high. Safe, young drivers help keep insurance premiums at a minimum, and we want them to know that by promoting insurance agencies that help educate them on this" said VP, Neil Eneix.
The federal government is also responding to this alarming trend by pursuing anti-texting research grants and legislation designed to drastically curb the practice of texting while driving. One such law that is being pursued would allow police officers to stop distracted motorists as a primary offense.
The increase in accidents related to distracted driving may affect cheap car insurance for young drivers and the industry as a whole. This is why Rate Digest is providing resources from only the top companies to help educate and insure with the best coverage that is the most affordable.
Noting that the federal government has recently appropriated funds to both Connecticut and Massachusetts in the form of $275,000 grants to pursue anti-texting research, Rate Digest seeks to provide drivers with a call to awareness. "Our drivers need to know the danger distracted driving brings to the road. It not only brings danger to the driver, but to others around them as well" said Rate Digest VP, Neil Eneix. "This is why we support insurance agencies that are helping educate new drivers as well as providing them with good coverage and cheap car insurance."
Other states are paying attention to the need to act quickly to safeguard the lives of motorists by instituting bans, in one form or another, on texting behind the wheel. 39 states already have no texting while driving rules of some sort on the books.
Rate Digest notes that, it's clear that newly licensed teenage girls are especially at risk among all driver types and twice as likely as boys to use electronics while driving. They aren't too sure whether it will only get worse with new phone-to-car integrations coming from car manufacturers that increase the features and functionality of how phones interact with drivers through their vehicles.
All of this distracted legislation has ripple effect on the cost of operating vehicles as it relates to securing cheap car insurance. As accidents increase because of distracted driving, insurers may have no choice but to increase premiums to cover the increased costs associated with covering more claims.
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