Commercial Banks in China Industry Research Report - Now Available from IBISWorld

Over the five years through 2012, revenue for the Commercial Banking industry in China has been growing at an annualized rate of 15.4% to an estimated $442.8 billion, says IBISWorld. Weak demand for new medium- and long-term loans, a narrowing interest spread and intensified industry competition are expected to constrain growth in 2012 and beyond, says IBISWorld. However, the number of rural banking establishments will continue to expand, as the rural financial market has the largest consumer base and the most development opportunities. Furthermore, the gradual liberalization of the market and government measures to attract more private and foreign capital will improve the competitiveness of current state-owned and joint-stock commercial banks.

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IBISWorld Market Research

IBISWorld Market Research

The Chinese government is looking to attract more private and foreign capital into the industry.

San Francisco, CA (PRWEB) October 07, 2012

Revenue for the Commercial Banking industry in China is defined as net operating income, including net interest received and net fee income. Over the five years through 2012, industry revenue has been growing at an annualized rate of 15.4% to an estimated $442.8 billion, says IBISWorld.

Commercial banks in China are divided into: state-owned commercial banks, which includes China's four largest banks (Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, and Bank of China) joint-stock commercial banks with stock, private and foreign stock shares operating at the national level; city commercial banks operating at the city level; foreign and joint venture (JV) banks; and, other banking institutions, including urban and rural credit cooperatives, rural commercial banks and urban cooperative banks. Bank locations in rural areas have been increasing as the rural financial market has the largest consumer base and the most development opportunities. The gradual liberalization of the market and government measures to attract more private and foreign capital will improve the competitiveness of current state-owned and joint-stock commercial banks. As a result, the high market share concentration of the Commercial Banking industry in China is set to fall in the long term.

Weak demand for new medium- and long-term loans, a narrowing interest spread and intensified industry competition are expected to constrain growth in 2012 and beyond, says IBISWorld. However, the number of rural banking establishments will continue to expand, especially, village banks providing financial services for local farmers, community credit cooperative institutions, wholly owned subsidiaries and other forms of establishments by domestic commercial banks; and rural cooperative banks.

For more information, visit IBISWorld’s Commercial Banking industry in China report page.

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IBISWorld Industry Report Key Topics

Commercial banks in China accept savings and deposits and provide loans, transaction services and other corporate and consumer financial services. Banks are divided into: state-owned commercial banks, which includes China's four largest banks; joint-stock commercial banks; city commercial banks; foreign and joint venture banks; and other commercial and cooperative banks. Revenue for the industry is defined as net operating income, including net interest received and net fee income.

Industry Performance
Executive Summary
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Current Performance
Industry Outlook
Industry Life Cycle
Products & Markets
Supply Chain
Products & Services
Major Markets
Globalization & Trade
Business Locations
Competitive Landscape
Market Share Concentration
Key Success Factors
Cost Structure Benchmarks
Barriers to Entry
Major Companies
Operating Conditions
Capital Intensity
Key Statistics
Industry Data
Annual Change
Key Ratios

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