Our calculator provides the consumer with more options of insurance as well as ease of issue on the non med exam amounts.
Boise, Idaho (PRWEB) February 20, 2013
LifeSource Direct a leading provider of consumer direct life insurance products for both the fully underwritten market as well as the non-medical exam market announced today that a new and improved version of an insurance needs calculator is available on its LifeSource website. The term life insurance calculator is found at http://lifesourcedirect.com/life-insurance-guide/term-life-insurance-quote-and-gift/ and provides a combination of no medical exam and fully underwritten cost calculators.
Planning to meet the financial needs of a family survivors is one of the most important and fundamental steps in creating a sound financial plan for a family. This step may require the purchase of a life insurance policy to ensure that a families needs will continue to be met, even after an untimely death cuts financial earnings potential short. By filling out all the data in the insurance calculator, a family can accurately assess how much insurance they need.
Once the amount of insurance is calculated, there are two quoters available to fill that need. The no medical exam quoter can quote $50,000 to $350,000 of life insurance and does not require a medical exam, blood draw, or urine sample. This policy can be issued in a little as one day if eligiblilty requirements are met. A series of question have to be answered to ascertain eligibility *.
For amounts above $350,000 to $5,000,000 there is a fully underwritten quoter available to compare the rates of many different A rated insurance companies. LifeSource direct employees can assist a family in all of the procedures required to procure life insurance in whatever plan and amounts required.
A principle in LifeSource Direct stated that “ having a life insurance needs analysis calculator along with a non medical exam life insurance quoter, as well as a fully underwritten quoter, provides the consumer with more options of insurance as well as ease of issue on the non med exam amounts.”
About LifeSource Direct
LifeSource Direct ( http://lifesourcedirect.com ) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, Banner Life, MetLife, Lincoln, Nacolah, Transamerica, ING, Genworth Financial, and many more. LifeSource Direct works with thousands of people every year to help them find the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products such as complimentary WellCard Health and RX discount cards.
- No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued. If declined, an accidental death policy may be available.