Top 5 Ways to Redeem Credit Card Rewards on Valentine's Day, According to Creditnet

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Love is in the air and Valentine's Day is just around the corner, so Creditnet.com (http://www.creditnet.com) today announced its list of the top 5 ways to put credit card rewards to good use on America's most romantic holiday.

Creditnet.com

Creditnet announces the top 5 ways to redeem credit card points on Valentine's Day.

With consumers financially-strapped in the post-holiday/tax season, V-Day is a great time to put credit card rewards points to use.

With Valentine's Day just a week away, many shoppers are considering what to plan for that special someone on the big day. And since many consumers are financially-strapped in the post-holiday/tax season, V-Day is as good a time as ever to put those credit card rewards points to good use.

Ever happy to lend a helping hand to consumers in need, the credit card comparison website Creditnet.com today announced its list of the top 5 ways to use credit card rewards on Valentine's Day.

5.) Redeem for a gift card

Once collectively-regarded as a "cop-out" gift, gift cards today are better and more popular than ever. Plus, many credit card companies offer multiple kinds of gift cards for consumers to cash in on with points.

For example, the Discover online marketplace offers members the option to trade in points for gift cards at over 100 retailers, including Lowe's, Macy's and the GAP. Consumers can also redeem points for restaurant gift cards at Chili's, the Red Lobster and the Outback for an evening that's full of great food but light on the wallet.

4.) Charitable Donation

For those consumers with a significant other that loves to give rather than take, many credit card issuers feature a charitable donation option for cash back redemption.

Making a charitable donation in a loved one's name shows generosity and kindness, plus it's an excellent loophole for those couples that "promised" not to get each other anything this Valentine's Day.

One excellent way to redeem credit card rewards this Valentine's Day is to give the gift of charity.

3.) Cash in on some merch'

What's the best way to cross off an item on a significant other's wishlist? The free way, of course.

For shoppers that have saved up cash back or points over several months or years, now might be the time to cash in on a gift item that will make a memory on Valentine's Day.

American Express members can cash in on top-of-the-line electronics; 51,780 points buys an Amazon Kindle Fire HD - 8.9" 16GB. A more modest 19,200 points buys an Apple TV®. Both of which make superb Valentine's Day gifts in 2013.

2.) Redeem for a movie date

One cash back card - the Discover it Card - is rewarding cardholders with 5% cash back for up to $1,500 in entertainment purchases through March 31st: dining out and movies fall under this category.

The savvy consumer carrying this Discover card could choose to earn 5% cash back on a romantic evening out, or redeem existing points for an AMC gift card - one of the many available partners featured on Discover's online marketplace.

For consumers planning on the never-fails dinner and a movie date, this is one way to enjoy an evening out while cashing in points, or building up the pot even further.

1.) Cash in those miles for a romantic getaway

What better way to enjoy Valentine's Day with a loved one than to jet off to an exotic locale or romantic city? Do it for free (or highly discounted)!

Airline miles credit cards are made for such lavish occasions. Consumers that carry a Chase travel card can fly with no restrictions and zero blackout dates, and the Chase Ultimate Rewards (SM) program allows for easy booking at no mark-up costs.

Cash in on the ultimate Valentine's getaway with those diligently saved-up miles. (That or start saving up for next year...)

For more information on cash back credit cards, visit Creditnet.com, a leading online authority on all things related to credit.

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Jason Bushey
Creditnet
858-454-5900 10802
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