DEBT CRISIS: Richmond Outreach Center Helps Members Alleviate Debt

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HLN recently released an article highlighting the Millennial generation’s immense amount of debt. In reaction to this problem, Richmond Outreach Center has developed debt alleviation lessons, taught through one of its over 170 ministries.

The accrual of debt among the Millennial generation is so prominent—and in many ways inescapable—that it can almost be considered a necessary evil of the American Dream. But the American Dream has not yet devised a way to help its younger generations out of the debt they must accumulate in order to earn a college education, among other things. As a result, independent organizations, like the Richmond Outreach Center in Richmond, Virginia, are helping people learn how to get out of debt—and stay out.

According to HLN, only a quarter of twenty-somethings are financially independent. Members of this generation, on average, possess 45,000 dollars in debt and are fighting a dismal job market. As a result, 60 percent of the Millennial generation is stressed about their financial situation and 30 percent are scared for their futures.

HLN reports that, “The Millennial generation now represents almost one-third of the entire U.S. population and is on track to become the most educated generation in American history, but it’s no secret that a lot of them are struggling financially and have no clue how they’re going to get out of the mess. The survey revealed that only 18 percent of 20 to 29 year olds think they’ll be able to retire comfortably.”

As a result of this massive debt on the shoulders of the up and coming generation, experts have put together many strategies intent on helping these individuals get out of debt. Shannon Johnson of PNC bank believes that, although it is a challenge, the Millennial generation can pay down debt while saving for the future. With more resources than ever before, budgeting and investment strategizing can be accomplished.

The Richmond Outreach Center, a non-denominational church, has created a ministry to help its members alleviate the debt they have accumulated. Through a special class designed with its members in mind, the church teaches financial management lessons to individuals who need assistance in improving their financial situations.

“The ROC’s Financial Freedom Class teaches basic principles of money management to singles and married couples looking to achieve financial freedom God’s way,” commented Pastor Geronimo Aguilar. “This class is based off of the principles of living debt-free, which are taught in my book, The Secret to Everything God Has.”


The Richmond Outreach Center is an independent, non-denominational church in Richmond, Virginia. Dubbed “The ROC” by members, this organization has over 170 ministries that provide assistance, fellowship, and other services to members and nonmembers alike. As a result, this church has had a significant, positive impact on its community. The Richmond Outreach Center was founded in 2001 by Pastor Geronimo Aguilar and continues to provide worship, fellowship, and Bible study to its followers. As the church continues to grow, its positive impact on the community and its members will expand.

For more information about the Richmond Outreach Center, visit

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Michael McGarety
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