Recent College Grad Tells the Economy to Shove it With His Home Based Business

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Ryan Moran just completed his undergraduate work, but unlike most young adults who are desperately looking for work, he is enjoying the fruits of the work that he did while still a student. Because of a business that he started from his dorm room, Ryan graduated with no debt and has no need to seek employment. However, instead of lavishing himself, he maintains a very humble lifestyle, choosing to live well below his means and living in a small apartment with his college buddies.

My professors would often brag about me, and it's fun to know that people know me as a business prodigy. But to be honest, I grew up relatively poor, and I'm afraid that people would treat me differently if they knew too much about my business, so I try to keep it mysterious. Even most of my family is clueless to how much it's grown.

As this year's batch of college graduates scramble to find jobs in the down economy, Ryan Moran, a 2009 graduate of Indiana Wesleyan University, is taking it easy.

He explains, "I'm constantly asked by my family members, 'So, are you going to go get a job?' I guess they just don't get it, but I kind of like it that way."

Instead of waiting until graduation to start his career, Ryan grew an online business while still in college. As a result, he wrote a check for his college loans before accruing a dime of interest, and he had money left in the bank.

While a full-time college student, Ryan became somewhat famous for his reviews of home-based businesses, and he had a full-time income waiting for him when he graduated. And while his peers scramble to find companies that are hiring, companies seek Ryan for consulting. It did not come without sacrifice, however.

"I had to give up some free time to run my business, but then again, most students work while in school. I just went about it a little smarter," he says. "It was well worth it, though. The only downside is that I'm constantly bombarded by other college students who want me to teach them!"

One of Ryan's websites, RyansReview.com, aims to do that, but he attempts to keep his personal life and his professional life separate.

Raised by a single mom, Ryan comes from humble upbringings, and even though his business earns well into the six-figure range, he maintains his humble image and lifestyle. He often downplays his accomplishments in order to direct attention away from himself, but that hasn't stopped people from finding out about his success.

"Sure, it's nice to be recognized," he admits. "My professors would often brag about me, and it's fun to know that people know me as a business prodigy. But to be honest, I grew up relatively poor, and I'm afraid that people would treat me differently if they knew too much about my business, so I try to keep it mysterious. Even most of my family is clueless to how much it's grown."

His lifestyle matches up; instead of buying a fancy luxury car as a business expense, he drives a rebuilt, salvaged vehicle. While he could afford to purchase a home, he rents an apartment close to his college buddies.

"My online business has given me unbelievable freedom. To me, that doesn't necessarily mean buying more stuff. I have no debt, I travel when I want, I have money in the bank, and I live close to my best friends. Who could ask for more than that?"

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