(PRWEB) August 17, 2012
The Insurance Institute for Highway Safety announced recently their findings in their overlap accident tests that show glaring deficiencies in luxury automobiles' safety features. Overlap accidents occur at an alarming rate due to failure in the automobile manufacturer's design. When saving money on car insurance, this is information consumers can use.
Popular luxury cars failed the new test at a high rate, and the particular make and model is information consumers can use when saving money on car insurance. The overlap is defined as any part of the cars fenders that extend beyond the sides of the engine block. In the test, the cars hit a barrier at 40 mph and sustain terrible damage. If consumers avoid the cars that failed the test, they may be saving money on car insurance.
The insurance industry defines an overlap hit as an area of only 25% of the front end, an area that is exposed in a head-on collision. When the object strikes the fender or headlamp area and pushes straight back to the driver, the object can enter the occupant compartment and seriously injure or kill the driver. The overlap crash is responsible for 20-25% of all motor vehicular deaths attributed to car wrecks, according to the insurance industry. The information may actually help you when saving money on car insurance.
According to experts, a head-on collision hit the center of the car's hood, and the blow is absorbed by the car's engine block, but if the object misses the engine block, there's very little to obstruct it from hitting the exposed occupant compartment.
The tests show conclusively that a center hit on a car is absorbed by the engine block, when approximately 18" of the front end absorbs the crash. The object stops before the engine block. Saving money on car insurance is within your reach with this knowledge. If the object hit is to the left of the engine block, then the damage extends to the window pillar before the windshield. A driver can be badly hurt after suffering a direct hit by the object. When saving money on car insurance, knowledge is power.
According to the report, only three of the luxury cars tested actually passed with an acceptable mark, important information when saving money on auto insurance. The Acura TL, the Volvo S60 and the Infiniti GL passed with acceptable or good ratings. The Audi A4, the Mercedes C class, and the Lexus S350 and the IS 250 earned poor marks. The front fender and the front wheel pushed into the cockpit compartment and engine compartment of the Lexus models, considered the worst models tested. The Acura TX, the BMW 3, and the Lincoln Ms and the Volkswagen CC received marginal scores. When saving money on car insurance, this is information consumers need to know.
Experts say the test underscores the importance of a safety cage that protects occupants regardless of the impact area. When shopping for car insurance, ask about the safety cage and restraint systems in the car model. Audi and VW responded by saying they would work to pass the tests in the future. Mercedes says the test is flawed in its basic design, and Lincoln Mercury believes they have met Federally mandated safety guidelines. For consumers who enjoy saving money on car insurance, these statements should be helpful.