Oregon State Representative and Personal Injury Attorney, Dan Rayfield, Votes to Protect Auto Insurance Consumers with SB 411

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State Representative Dan Rayfield, and partner at Oregon personal injury law firm Nelson MacNeil Rayfield, and other Oregon State Representatives, recently voted 39-20 to ensure that Oregon auto insurance consumers have access to the full amount of coverage they pay for every month with their insurance premiums.

Dan Rayfield - Personal Injury Attorney
SB 411 will ensure all insured Oregon drivers have adequate coverage under their policy, and that more people will have the time they need under their auto insurance policy, to have their medical bills paid for.

Personal injury attorney at Nelson MacNeil Rayfield, Dan Rayfield, has been working with fellow lawmakers to build a stronger future for and to protect the safety of all Oregonians. Recently, Rayfield and other Oregon State Representatives voted 39-20 to ensure that Oregon auto insurance consumers can use the full amount of underinsured motorist coverage they pay for every month.

Senate Bill 411 is intended to fix current auto insurance policies to significantly improve the benefits available to insured drivers who are injured during an auto accident. Under the bill, more than 500,000 Oregon motorists will now have access to underinsured motorist benefits they have been unable to collect due to loopholes in their insurance policies and Oregon law.

Not only will the law now afford Oregon drivers the same protection as drivers in Washington, but other provisions in the bill will ensure that injured motorists get the medical care they need. In the past, Oregon motorists might have had to worry about the costs of hospital bills and ambulance costs associated with an auto accident, when their auto insurance policy’s medical coverage runs out. Under SB 411, the injured parties’ medical coverage, under their auto insurance policy, will be extended for 3 years.

“As a personal injury attorney, I see many people who have been in a car accident facing some of the most difficult times in their life. The last thing they need is to struggle against an insurance company to get the compensation and insurance coverage they have been paying for,” said Rayfield. “SB 411 will ensure all insured Oregon drivers have adequate coverage under their policy and that more people will have the time they need under their auto insurance policy to have their medical bills paid for. Auto accidents can be expensive, and insured drivers shouldn’t have to pay out-of-pocket for their injuries and auto expenses.”

Although the bill has passed the Oregon Legislature and has been signed by the Governor, the benefits do not go into effect immediately. The law requires that the provisions of SB 411 be included in all auto insurance policies issued to Oregon drivers after January 1, 2016. In order to receive the benefits under your current policy, Oregon residents will have to make sure their insurance policy is “reissued” immediately after January 1, 2016.

About Nelson MacNeil Rayfield Trial Attorneys PC

Recognized as some of the most trusted and respected personal injury attorneys in Oregon, the law firm of Nelson MacNeil Rayfield is well-versed in personal injury practice areas that range from auto accidents and malpractice to wrongful death and product liability. The personal injury attorneys of Nelson MacNeil Rayfield have over 70 years of legal and trial experience, and handle cases across the state of Oregon, including Portland, Albany, Corvallis, Salem, and Eugene. For more information, visit https://www.oregonautolaw.com/ or call (877) 928-9147.

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Jim Nelson
Nelson Macneil Rayfield, Trial Attorneys P.C.

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