Seattle Law Firm Decries Insurance Companies Non-Compliance with Washington State’s Insurance Fair Conduct Act

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Since the passage of The Insurance Fair Conduct Act in 2007, Insurance Companies Continue to Deny Legitimate Claims

Emerald Law Group
Its incredible, in light of the Insurance Fair Conduct Act, that insurance companies continue to act in bad faith and deny claims that should otherwise be paid. - Jonathan Nolley

It has been almost four years since Washington State enacted 2007’s Insurance Fair Conduct Act, and the Seattle Personal Injury Attorneys of Emerald Law Group continue to find instances where legitimate claims of their clients are ignored by large insurance companies.

"Its incredible, in light of the Insurance Fair Conduct Act, that insurance companies continue to act in bad faith and deny claims that should otherwise be paid," says Seattle attorney Jonathan Nolley. “The insurer knows that it subjects itself to attorneys fees and damages well beyond the policy limits purchased by consumers but we still see claims being denied and often with incredible effort by the insurance companies to delay and deny without any justification."

Passed into law in December 2007, the Insurance Fair Conduct Act provides legal remedies for insurance policyholders who have had claims unreasonably denied by their insurance company. The law excludes claims made against someone else’s insurance policy, such as in a car accident where damages are found to be the responsibility of the other driver. For claims covered under the law, punitive damages may be awarded where bad faith is found.

"Recent case law has made any violation of the Insurance Fair Conduct Act a per se violation of the Consumer Protection Act. Anyone who has purchased insurance, be it car insurance or property insurance, is protected by these acts and should make sure that his or her rights are protected," stated Mr. Nolley.

In addition to “actual damages sustained” the Insurance Fair Conduct Act gives the court discretion to award up to three times the amount of actual damages. The Seattle Insurance Bad Faith Attorneys of Emerald Law Group maintains that the possibility of large punitive damages being awarded should serve as a strong deterrent against insurance companies acting in bad faith. However, large insurance companies continue to be in the business of limiting settlements and payments on damages as much as possible. Emerald Law Group strongly recommends that accident victims that believe their insurance company is denying a legitimate claim speak with an attorney immediately.

"We never hesitate to aggressively pursue insurance companies, whether through the Insurance Commissioner or in court, to make sure every insurer is living up to its obligation to the consumers who pay the premiums and expect the insurance companies to cover their losses," says Seattle injury attorney Jonathan Nolley.

About Emerald Law Group
The Seattle car accident attorneys of Emerald Law Group handle insurance bad faith claims, car accidents, truck accidents, wrongful death, and all types of catastrophic injuries. The Seattle law firm also focuses on cases in which people are hurt by DUI drivers, vicious dogs and other animals, and work injuries.

Emerald Law Group represents injured people throughout the Seattle metropolitan area and all over the state of Washington including Spokane, Yakima, Kennewick, Tacoma, Olympia, Bellingham, Everett, Bothell, Bellevue, and Renton. For information or for a free phone consultation regarding a serious injury or accident call (206) 826-5160.


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