Making Money in Today’s Market Using Self-Directed Retirement Accounts

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Generating passive income will be focus of upcoming seminar, which will include investing in notes. Sense Financial Services will present the Solo 401 k rules on using the self-directed retirement account for investments.

Financial Freedom

Financial Freedom

The Solo 401 k is singular in its checkbook control

“The Ultimate Retirement Plan” seminar will highlight the rules and advantages of the Solo 401 k retirement plan. The plan, also known as the Individual 401 k or Owner-Only 401 k, will be the focus of the upcoming Los Angeles event. The seminar will be held on Tuesday, February 26, 2013 at the Courtyard by Marriott in Culver City. This event is free for registrants.

The Solo 401 k is a traditional 401 k, designed for the self employed and small business owner. As a 401 k, it was outlined by the IRS in 1981 and is subject to the same rules. However, the self-directed plan offers more options to its participants.

The Solo 401 k retirement plan is often referred to as “self-directed” because of its investment capability. Owners of the plan can diversify their retirement portfolio by exercising the plan’s ability to make a wide range of investments. Solo 401 k rules allow for the usage of funds for almost any investment class, such as real estate, private businesses, foreign currency, and precious metals.

This investment control is an attractive feature of the Solo 401 k retirement account. The plan is singular in the level of control it gives. Its “checkbook control” enables participants to access and direct funds with the ease of writing a check.

IRS Solo 401 k rules also allow for investments in notes, which will be the focus of the seminar. The IRS permits the use of Solo 401 k funds to purchase notes from third parties. The Solo 401 k owner is trustee over the plan. As trustee, he or she can determine the various aspects of the loan- the loan or principal amount, the rate of interest, the maturity date, and the type of loan. Investing in notes has the potential to yield high returns. Payments on the note go back to the plan to grow, tax-deferred.

The high contribution limits of the plan allow large amounts of income to be sheltered from taxes. In 2013, the IRS increased the contribution limits to $51,000 for those under the age of 50, and $56,500 for those age 50 and above.

The seminar will also explain the Solo 401 k loan feature. This feature allows a loan to be made for any purpose, in the amount of up to $50,000 or 50% of the fund, whichever is less.

“The Ultimate Retirement Plan” will focus on these and other benefits of the Solo 401 k. Additional Solo 401 k rules such as eligibility and IRS-prohibited transactions will also be explained during the seminar.

The event will begin at 7:00 pm and end at 9:30 pm. Sense Financial Services will be present to answer questions on the Solo 401 k and the investment opportunities it affords.

For more information and to register for the event, please visit:

About Sense Financial Services:

Sense Financial is California's leading provider of retirement accounts with “Checkbook Control”: the Solo 401k and the Checkbook IRA. Over the years, they have assisted hundreds of clients obtain checkbook control over their retirement accounts while providing them with the ability to invest in virtually any investment class, including real estate, private lending, mortgage notes and much more without the need for custodian approval.

To learn more about the solutions they provide, please contact: (949) 228-9393.

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Minna Nah
Sense Financial Services
(949) 228-9326
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