Assemblyman Wieckowski Tries to Stop Student Loan Wage Garnishment

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California Assemblyman Bob Wieckowski intends to help Americans saddled with college debt. In an exclusive interview with, Wiechowski said his Joint Resolution 11 (AJR 11) should not only educate borrowers, but also minimize some of the student loan wage garnishments taking place.

I am targeting private student loans because they are the riskiest for students

In an exclusive interview with, California State Assemblyman (D) Bob Wieckowski laid out his vision for aiding Americans who are burdened with college debt.

Wieckowski intends to push for legislation which will mandate the financial advising of young college-aged adults before they borrow potentially costly student loans.

“They need a better understanding of budgeting, savings, credit, identity theft, how to plan and pay for college, and overall personal finance,” he said to

With his introduction of Joint Resolution 11, Wieckowski has taken the first step toward implementing a “Student Bill of Rights” into law. If approved, this legislation will go a long way towards minimizing the current college debt crisis, which led to the rise of the Occupy Student Debt movement, an offshoot of Occupy Wall Street.


The Assemblyman was spurred to action when he found that student loan borrowers can have up to 25 percent of their wages garnished. These garnishments are keenly felt by millions of indebted Americans who express their frustration on Occupy Student Debt-aligned websites.

Occupy Student Debt is comprised of student activists who feel that the burgeoning student debt crisis is the result of predatory lending. These activists argue that young borrowers are preyed upon by the financial industry and are purposefully put into inescapable debt.

The student debt crisis has reached titanic proportions with debt estimated to be in excess of $1 trillion, overtaking credit card debt within the US and resulting in millions of student loan borrowers defaulting.

Private student loans, despite making up a small portion of total student debt within the US, lack many of the benefits offered by federal student loans, including deferment options, forbearance, and unemployment assistance. These lost benefits result in private student loan borrowers facing a greater risk of default, which is a central argument of Occupy Student Debt activists.

The Assemblyman recognizes the danger that private college financing poses to borrowers.

“I am targeting private student loans because they are the riskiest for students,” he said.

For the full interview with Assemblyman Wieckowski, please read the article at

Additional articles, interviews, news and frequently asked questions about student loans and college debt are available at

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