San Francisco Accountants Share Advice for What to Do About the Bank of America $5 Debit Card Charge

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Sterck Kulik O’Neill accountants share their personal opinions on financial and consumer issues on a new blog.

San Francisco Certified Accountants launch The Accounting Educator: Interactive Edition to share their views and tips with their clients and community.

The answer is easy: don’t use a debit card from the Bank of America

Sterck Kulik O’Neill accounting group recently launched the new San Francisco financial blog, “The Accounting Educator.” The first posts offer tips on what to do about the Bank of America $5 debit card charge, and the best and worst things to do when the IRS sends a notice.

The blog posts are written by Certified Public Accountants and other team members of San Francisco’s Sterck Kulik O’Neill accounting group. The entries are personal opinions, informal, and respond to what the writer has experienced that day.

CPA Geoffrey Kulik, a partner in the firm, shared his advice on what to do about the Bank of America’s debit card charge in a post published last week.

“The answer is easy: don’t use a debit card from the Bank of America,” Geoff says. “In fact, don’t even get one.” Geoff then discusses his opinions of debit cards in general and the current rush by larger banks to charge fees.

Geoff also shares his reaction to the rash of calls he has received from taxpayers who have received letters from the IRS in a post called “The Worst and Best Things to Do When the IRS Writes.” In that article, Geoff explains that many communications from the IRS are minor and tell about adjustments in the taxpayer’s favor. And, even if they are formal examination or audit notions, Geoff says individuals have to take action. Not surprisingly, in Geoff’s view, the worst thing people can do if they get an IRS letter is to ignore it. The best thing is to open it up so they can decide what steps they need to take.

“Several business owners and individuals I’m working with simply didn’t open the mail from the IRS,” Geoff explained. “It’s like they thought the IRS would go away if they didn’t read the letter.”

The blog also features posts by the firm’s managing partner, Charles R. Sterck, and other team members who work with clients.

For further information on accounting services, San Francisco business consulting, or traditional accounting services, please visit Sterck Kulik O’Neill at or phone them at (415) 263-9065.

About Sterck Kulik O’Neill Accounting Group
Sterck Kulik O’Neill Accounting Group is a San Francisco CPA firm that specializes in tax services, business development, strategic planning, and IRS audits in San Francisco. Sterck Kulik O’Neill Accounting Group serves all San Francisco Bay Area communities.

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Galen Workman
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