Real time planning and quotations is the new paradigm in term life insurance for todays changing world.
Boise, ID (PRWEB) January 09, 2013
LifeSource Direct, a direct to consumer term life insurance company, announced today an improved and updated version of its popular online term life insurance quotes tool for medical and no medical insurance issue. In time for the upcoming tax and financial planning season (January to April), the improved interface and additional life insurance underwriters allow users to get real time term life insurance quotes with options for no medical exam underwriting or medical based underwriting.
Being able to budget and plan for a variety of term life insurance options in real time without having to go through lengthy phone interviews, emails or other means to get quotes was the design goals of the new improvements. Internet users can visit the LifeSource Direct home page for term life insurance quotes or go directly to the no medical term life insurance quotes. With basic profile information, the user can work on pricing options ranging from 10 to 30 year terms, and coverage amounts of $50,000 to $5 million for medical exam insurance and $50,000 to $350,000 for no medical exam insurance*.
Providing real time quotes allows the home and business financial planner to upgrade their term life insurance portfolio to meet the ongoing changes in life. These insurance changes might include expenditure reductions or increases due to budget or income changes, marriage, the birth of a child, addiditon of key man insurance to protect business assets, or planning for a dependant in the event of the loss of an income provider. As the economy continues in flux due to fiscal cliff concerns, or Europe’s financial recovery, the improved term insurance quote tool from LifeSource Direct allows individuals to stay informed about their insurance costs and coverage options.
In addition, LifeSource Direct has made application changes to streamline the no medical term life insurance delivery process. As no medical insurance does not require a medical exam to issue a term life insurance policy, the application process can now be completed online through a confidential application and questionnaire. The result is that no medical term life insurance can be issued in less the twenty-four hours with a credit card, giving buyers immediate policies without having to wait weeks.
About LifeSource Direct
LifeSource Direct (http://lifesourcedirect.com) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, Banner Life, Metlife, Lincoln, Nacolah, Transamerica, ING, and Genworth Financial. LifeSource Direct works with thousands of people every year to help find them the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products that can benefit the consumer.
- No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued. If declined, an accidental death benefit policy may be available.