Houston, TX (PRWEB) February 09, 2012
Most consumers understand that they aren’t going to get a courtesy call from their auto insurer telling them they qualify for a better deal. Yet they still fail to review their policies or contracts each year to make sure they’re getting the lowest rates possible. The truth is that cheap Texas car insurance is possible.
Savings experts at InsureonaBudget.com discovered that a few criteria can qualify Texas drivers for quick discounts. For example, driving less than 25 miles per day, or having no car accidents over the last 12 months, and no DWI/DUI record, likely qualifies drivers for many hidden discounts on their car insurance. The problem, as Robert Hunter of Consumer Federation of America describes it, is that “insurers aren’t required to let you know when you’re eligible for a lower rate…so it is very difficult to be sure that you have the best price.”
An interesting fact Texas drivers should know is that most times it is quite easy for one insurer to be half the price of another, even in the same group of insurers. Obviously, auto insurers would like policy holders to pay the highest premium possible. Finding the best auto insurance deal can be easy with a few guidelines:
1) Compare Texas auto insurance quotes across multiple insurers who will try to offer users their best deals right away.
2) Calling the present insurer and asking for a better deal than the best quote received from any comparison search.
3) Call the other car insurers and ask if they can match or beat the deal just offered.
4) Consumers should specifically ask their insurer — not the agent — whether they were being offered the lowest rate they qualify for.
The above tactic paid off well for Thomas Mitchell who, according to the New York Times, “slashed his hefty auto insurance premium from $2,537 a year to $1,207”. This should provide the much needed incentive for any Texas driver to take advantage of the pricing loophole for better deals.