Our goal is to help consumers manage their money, make informed decisions, get better deals and plan ahead. The beginning of the year is a great time to jump-start your retirement planning and borrowing needs.
Bayside, NY (PRWEB) December 26, 2011
Personal Finance expert Walter Edelstein, CFP® has published several easy to follow free articles that provide advice to help you get your retirement and borrowing needs on track as we enter 2012. Economic times are tough and finding the right answers to very basic questions can be tricky, not to mention expensive. Expert financial advice often comes with a hefty price tag. TheAdvice.com family of sites helps consumers find the information they need.
As we enter 2012 “It’s a time of great uncertainty for millions of Americans”, says Edelstein. “Our goal is to help consumers manage their money, make informed decisions, get better deals and plan ahead. The beginning of the year is a great time to jump-start your retirement planning and borrowing strategies.”
Retirement Advice for 2012
During the stock market turmoil of the past few years, some individuals were reluctant to continue with their retirement investing. The thinking was that because the stock market is so volatile and risky (the downturns of 2008 and 2009 are still fresh in many people’s memories), it might be preferable not to invest at all. But successful retirement planning relies upon consistent contributions over time. Not saving for retirement at all will certainly lead to problems later. For some people, the recent downturns mean that their retirement account balances are still lower than they were before the significant market declines of 2009. Use 2012 as the year to get your retirement plan back on track.
Borrowing Advice for 2012
While achieving your financial goals won’t always correspond to precise dates on a calendar, it’s common to use the beginning of each year as an opportunity to plan major actions relating to your finances and your budget. One big financial step that many people will be taking in 2012 is borrowing money. You might be considering borrowing money in 2012 for any number of reasons; perhaps to purchase a new home (or refinance your mortgage), to buy a new car, for significant home improvement expenses or perhaps to finance or expand your businesses.
TheAdvice.com financial advice network also includes several other information packed sites:
- BankingAdvice.com – Get banking advice and discover the ins and outs of checking accounts, savings opportunities and other services offered through banking institutions.
- CreditCardAdvice.com – Read credit card advice to help you establish your credit, protect your credit, choose the right credit card, and unlock the secrets of your credit report.
- InsuranceAdvice.com – Get insurance advice to answer many insurance questions including how to secure the right coverage for all home, health, life and automobile insurance needs.
About TheAdvice.com, LLC.
TheAdvice.com operates a suite of financial advice sites and is becoming one of the preeminent Internet destinations for free and objective financial advice and guidance that can serve the community at large. The sites, which launched in 2008, leverage the expertise of Mr. Edelstein who has financial experience that spans over thirty years. It includes being a Certified Financial Planner™, having a Master’s Degree from Columbia University, and having served as Chief Marketing Officer for a major online bank where he honed his online marketing skills to help consumers achieve their financial goals.