Jefferson City, MO (PRWEB) June 02, 2014
The company BestDebtConsolidationLoans.org recently completed a survey of the online debt consolidation loan options available to residents of Missouri. Its goal was to do independent and objective reviews of the alternatives available to help the state's residents not only achieve debt relief but to avoid being scammed.
A BestDebtConsolidationLoans.org spokesperson pointed out that unfortunately there are many con artists operating on the Internet as debt consolidation loan companies. "We felt it was important to determine which ones could be trusted to provide debt relief and at an affordable cost," reported the spokesperson.
BestDebtConsolidationLoans.org found that there are honest and trustworthy companies available to residents of Missouri that can help them become debt free. In analyzing these companies it used the following criteria: Customer service, fees, debt solution alternatives, financial standing, customer satisfaction and business ethics.
While there were several companies that ranked highly on BestDebtConsolidationLoans.org’s list of dependable consolidation loan providers, it felt that there were three that were the top. They are National Debt Relief, CuraDebt and American Debt Enders.
"We used six factors in evaluating these companies," said the BestDebtConsolidationLoans.org spokesperson. "They were customer service, customer satisfaction, debt solution alternatives, fees, business ethics and financial standing.”
It is clear that many Missourians are struggling with debt. In fact the state's residents have an average credit card debt of $6,217, which is nearly $1,000 more than the US average credit card debt of $5,235 per borrower. In addition, the median household income for Missourians is $37,333 ranking it 39th in the US. The state's unemployment rate is currently 7.1%. Since the state's workforce consists of 1,080.420 people this means that there are approximately 76,000 residents currently out of work. When you combine the state’s low median household income with its high average credit card debt, plus the ever-increasing costs of necessities such as fuel and food, it's no wonder that so many Missourians have fallen deeply into debt.
Of the three best debt relief providers, BestDebtConsolidationLoans.org ranked National Debt Relief number one. This was due to a number of factors such as the fact that most of its customers reported that they were "very satisfied" with the company's services. National Debt Relief provides its customers with debt solution alternatives programs to their needs. Its fees are reasonable and in line with those of other debt relief companies. In addition, National Debt Relief got high marks for its business ethics. It charges no upfront fees and has a liberal cancellation policy that allows dissatisfied customers to opt out at any time without having to pay any fees at all. National Debt Relief charges its customers nothing until it has settled their debts to their satisfaction and provided them with payment plans, which they had approved. In addition, the funds its customers send to National Debt Relief are placed in FDIC-insured trust accounts, which only they can administer. This assures them that their money cannot be used without their approval and consent.
BestDebtConsolidationLoans.org rated the company CuraDebt as the second-best alternative for debt relief. It works mostly with customers that owe more than $10,000 in credit card debt. CuraDebt has good working relationships with the credit card companies so is almost always able to settle their customers’ debts to their satisfaction. It offers flexible programs tailored to its customers' needs that go beyond credit card debt reduction, as it is also able to help with tax debts, student loans and defaulted loans.
American Debt Enders was ranked as third best by BestDebtConsolidationLoans.org. It has created a reputation in just seven years for helping customers achieve debt relief that owe more than $5000. Its debt counselors are very well trained and able to help the company's customers with all types of credit problems. For that matter, American Debt Enders has said that it can even often help its customers improve their credit scores.
Missouri residents who would like to learn more about these three best debt consolidation loan companies should go to http://www.BestDebtConsolidationLoans.org for more information.