Jacksonville, FL (PRWEB) May 02, 2014
One of America’s top debt consolidation loan websites has identified Florida’s three top debt consolidation loan providers. The website, BestDebtConsolidationLoans.org did an exhaustive survey of the debt consolidation loan companies available to Floridians and concluded that the three best are National Debt Relief, CuraDebt and American Debt Enders.
The study done by BestDebtConsolidationLoans.org ranked debt consolidation companies based on six criteria: Customer service, debt solution options, fees, business ethics, customer satisfaction and financial standing.
Floridians are carrying an average credit card debt of $4881, which is below that of the US as a whole. However, the state's median household income is just $48,071 versus the country’s median household income of $51,017. In other words, Floridians have an average income that's nearly $300 less a year than Americans in general.
The unemployment rate for Florida is currently 7.1% or two points better than the US unemployment rate of 7.3%. Homes are owned by 68.4% of Florida's residents. This is somewhat better than US average homeownership rate of 65%.
Despite these somewhat positive numbers, many Floridians are still unemployed. For example, the unemployment rate in Miami is 9.3% and Tampa is 7.4%. Given Miami's total workforce of 433,143 and its unemployment rate of 9.3%, there are approximately 41,000 Miamians still out of work.
Why are some Floridians struggling with debt? Part of this is due to the state’s unemployment rate. Beyond this, it’s believed that many of the state's residents are just not very good at personal financial management.
Fortunately, as BestDebtConsolidationLoans.org found, there are trustworthy and ethical debt consolidation loan providers available to help debt-saddled Floridians become debt free. Based on its analysis of debt consolidation loan companies, BestDebtConsolidationLoans.org gave its top ranking to National Debt Relief. The primary reasons for this were that the company provides its clients with debt consolidation solutions custom-tailored to their needs and that the company operates in a very ethical manner. For example, National Debt Relief charges its clients no cancellation or upfront fees. The National Debt Relief clients surveyed by BestDebtConsolidationLoans.org reported that they were almost always "very satisfied" with the debt relief services they had received. These clients also liked the fact that National Debt Relief charged nothing until it had settled their debts to their satisfaction and provided them with payment plans that they approved. Plus, National Debt Relief has now maintained an A rating with the Better Business Bureau for several consecutive years.
BestDebtConsolidationLoans.org ranked the company CuraDebt second in its list of the top debt consolidation loan companies. CuraDebt specializes in helping people that have more than $10,000 in credit card debt and is almost always able to deliver on the promises it makes to its clients because of the strong working relationships it has with the credit card companies. In addition, CuraDebt is able to assist its customers with student loans, tax debts and defaulted loans as well as credit card debts.
The company that was ranked third by BestDebtConsolidationLoans.org is American Debt Enders. This company provides debt relief to people that have more than $5000 in debts. It has been in business for nearly seven years and its debt counselors are able to solve almost all types of credit problems. In fact, the company reports that it's even able to help its clients improve their credit scores.
Florida residents who would like to learn more about these three debt consolidation loan companies should go to http:///http://www.bestcreditconsolidationloans.org.