Honolulu, HI (PRWEB) May 05, 2014
The company BestDebtConsolidationLoans.org recently reviewed the companies available to residents of Hawaii that provide debt consolidation loan services. The purpose of this review was to determine which of these companies offer Hawaiians the best opportunity to become debt free and without being scammed. In doing this review, BestDebtConsolidationLoans.org analyzed the debt consolidation companies using six criteria – debt solution options, fees, customer service, business ethics, customer satisfaction and financial standing. Given these criteria, BestDebtConsolidationLoans.org is now announcing its findings that the three top debt consolidation loan companies available to residents of Hawaii are National Debt Relief, CuraDebt and American Debt Enders.
As a spokesperson for BestDebtConsolidationLoans.org reported, Hawaiians are definitely having a problem with debt. In fact, personal credit card debt in the state averages $6910, which is much higher than the national average of $4879 per borrower. However, the average Hawaiian’s credit score is 700, which ranks the state 13th among all US states. Plus, its unemployment rate is a very reasonable 4.4%. Hawaii also has a high median income of $61,821. This compares very favorably with the US median household income $51,017.
Why then are Hawaiians struggling with debt? Part of the reason for this is the general state of the economy, coupled with rising gas, food and housing costs. Plus, it is thought that many Hawaiians are simply not very good at managing their personal finances.
People who have big debt and would like to become debt free face an overwhelming task. While bankruptcy has become a more popular solution to big debt over the past few years, it is clear that debt consolidation represents a better alternative. Fortunately, as the analysts at BestDebtConsolidationLoans.org discovered there are ethical and honest debt consolidation loan providers available to Hawaiians that could help them become debt free.
Based on its analysis of debt consolidation loan companies in Hawaii, BestDebtConsolidationLoans.org gave its top ranking to National Debt Relief. The reasons for this were threefold. First, the company has now maintained an A rating with the Better Business Bureau for the past several years. Second, National Debt Relief provides its clients with debt consolidation solutions custom-tailored to their specific needs. And third, the company operates very ethically. It requires no upfront fees and charges no cancellation fees. Plus, the National Debt Relief clients that were surveyed reported that they were almost always "very satisfied" with the services they had received from the company. They also reported that they respected the company for not charging anything until it had satisfactorily settled their debts and provided them with payment plans they had approved.
BestDebtConsolidationLoans.org ranked the company CuraDebt as the second best debt consolidation loan company available to Hawaiians. This company works with people who have more than $10,000 in credit card debt and has strong working relationships with the credit card companies. This permits it to almost always deliver on the promises it makes to its customers. In addition, CuraDebt counselors are trained to help the company's clients with student loans, tax debts and defaulted loans as well as credit card debts.
Finally, BestDebtConsolidationLoans.org ranked American Debt Enders as Hawaii’s third best debt consolidation loan company. It has been in business for nearly 7 years and provides debt relief to clients who have more than $5000 in debts and. American Debt Enders' debt counselors can help the company's clients with almost every type of credit problem. In fact the company says that it can even help its clients improve their credit scores.
Hawaiian residents who would like to learn more about these three debt consolidation loan companies should go to http://www.bestcreditconsolidationloans.org.