Trenton, NJ (PRWEB) June 11, 2014
The state of New Jersey is the subject of many jokes – especially on late-night talk shows. But what definitely isn't a joke is the fact that the state's residents have an average credit card debt of $7608 per borrower. That is much higher than the national average of $5235 per borrower. The state also had an unemployment rate of 8.4% as of November of last year. Given New Jersey's total workforce of 3,793,720 its unemployment rate means there are more than 318,000 people still unemployed – some five years after the end of the Great Recession.
What these numbers make clear is that many of the state's residents are most likely having a hard time with debt. This is compounded by the ever-increasing costs of housing, fuel, food and other basic necessities.
Fortunately, there are debt consolidation loan companies available online that can help New Jerseyans find freedom from their debts. Unfortunately, some of these companies are unscrupulous thieves who steal money from people who are already struggling with debt. The company BestDebtConsolidationLoans.org looked at this situation and decided to do an exhaustive review of online debt consolidation loan companies to determine if there were ones where New Jerseyans would be treated honestly and ethically and provided with affordable debt relief plans.
In reviewing the online debt consolidation loan companies BestDebtConsolidationLoans.org looked at six criteria – debt solution options, customer service, financial standing, fees, consumer satisfaction and business ethics or how they treated their customers. The companies that ranked “best” based on these factors were National Debt Relief, CuraDebt and American Debt Enders. And of these three, BestDebtConsolidationLoans.org gave its top ranking to National Debt Relief. This was because National Debt Relief treats its customers honestly and ethically and provides them with debt relief plans specially created to fit their needs. National Debt Relief has consistently sustained an A rating with the Better Business Bureau. It treats its customers very fairly in that it charges them nothing until it has settled their debts to their satisfaction and offered them payment plans, which they approved.
Most of the company's first-time customers report that they were "very satisfied" with the services and programs they had received from National Debt Relief. The company was also ranked highly because it has a very liberal cancellation policy: If a customer becomes dissatisfied with National Debt Relief for any reason, it can cancel out without being charged any fees. The company has been in business for more than 10 years and was recently awarded the number one rating among debt relief companies by the site TopConsumerReviews.com. It has excellent working relationships with lenders and is almost always able to help its customers save thousands of dollars and become debt free in two to four years. National Debt Relief specializes in helping customers who have more than $7500 in debts and has helped more than 100,000 people become debt free since 2007.
Ranking as the second best option for reliable debt relief by BestDebtConsolidationLoans.org is the company CuraDebt. It concentrates on helping people who owe more than $10,000 in credit card debt and is almost always able to negotiate successful settlements due to its long-standing relationships with the credit card companies. In addition, CuraDebt counselors are able to help customers with not just credit card debt reduction but also with tax debts, medical debts, defaulted debts and student loan debts.
The number three ranking for debt consolidation loan companies went to American Debt Enders. While this company has been in business for only a little over seven years, it has already built a reputation for being able to help families and individuals who owe $5000 or more. Its counselors are said to be responsive and compassionate and able to help people solve all kinds of debt-related problems. For that matter, American Debt Enders reports that it is even often able to help its customers get better credit scores.
New Jersey residents who would like to learn more about these three debt consolidation loan companies and the services they offer should go to http://www. BestDebtConsolidationLoans.org.