Medicare won't cover most medical expenses outside the United States. Medicare Part D coverage for prescriptions also stops at our border
Gilbert, AZ (Vocus) June 1, 2010
Seniors who travel overseas will need travel insurance that suits their age, health and purpose of travel. In anticipation of increased summer travel, Good Neighbor Insurance has created a segment on travel insurance for seniors that will air on Hallmark June 1st at 7:30am (6:30am CST), with reruns airing on the Hallmark Movie Channel Thursday, June 3rd at 7:30am, Sunday, June 6th at 5:30am and Monday, June 7th at 5:30am.
Jeff Gulleson, President of Good Neighbor Insurance, reminds seniors to keep a few things in mind when they plan their overseas travel. “Medicare won’t cover most medical expenses outside the United States. Medicare Part D coverage for prescriptions also stops at our border,” Gulleson says.
The most common causes for medical intervention overseas are heart attacks and accidents. If seniors have medical emergencies while outside the USA, the State Department cannot pay to bring them home. Domestic health insurance policies and premium credit card programs will not cover the high cost of medical evacuation, often costing more than $50,000.
‘Seniors need to be aware of the fact that they will need medical evacuation insurance even for cruise-liners,’ adds Gulleson.
“Good Neighbor Insurance has specific travel insurance for seniors,” says Gulleson. ‘Besides medical and political evacuation, our plans cover trip cancellation and interruption, baggage loss and delay. Coverage extends to bedside visits from a family member should a senior be hospitalized overseas.’
Gulleson points out that another valuable benefit for older travelers is that their travel insurance will cover pre-existing conditions.
Active seniors engaging in extreme or contact sports will need to purchase a sports rider. Rock climbing, hot air balloons, kayaking, surfing and many other sports will need the additional coverage that a sports rider gives.
Gulleson admits that while insurance won’t prevent accidents from happening, it will ease financial and emotional burdens placed on seniors and their families.
Help is just a collect phone call away, no matter what time of day or day of week. Access to board certified medical personnel and language translation services – along with a whole host of concierge services - is available at all times.
About Good Neighbor Insurance
Jeff Gulleson established Good Neighbor Insurance in 1997, to provide global health and life insurance services after living for 30 years in Indonesia.
GNI helps clients find good, cost-effective international health, travel, and life insurance while providing caring service based on integrity. The company serves students traveling overseas, short-term teams, aid organizations, foreign and domestic corporations, universities, and volunteers both from the U.S. and abroad.
GNI’s website has more information as well as a guide to medical advice for overseas travelers, written by Jon Askew, MD
For more information, contact Jeff Gulleson or Doug Gulleson at Good Neighbor Insurance, Toll Free: 866-636-9100 or in Phoenix, AZ: 480-813-9100
Good Neighbor Insurance, 690 E. Warner Rd. Suite 117, Gilbert, AZ 85296, USA
Or go to: http://www.gninsurance.com
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