People with excellent credit are underserved by traditional lenders and we are changing that with our AnythingLoan--an incredibly positive loan experience for consumers who have worked hard to develop excellent credit profiles. FirstAgain rewards them with specially tailored loans and a great customer experience regardless of market conditions.
San Diego, CA (PRWEB) October 1, 2008
Every week the adage "you can take it to the bank" seems more outdated as the banking industry dumps more bad news on consumers. The news of banks failing has consumers in a panic. Big-name lenders are reducing or freezing existing home-equity lines of credit. Others have put the brakes on auto leases and are making it harder to get loans for education, home improvement, vacation ownership and more. Moreover, traditional lenders continue to treat all borrowers the same--with undifferentiated products and indifferent service.
Despite traditional bank woes, FirstAgain LLC, an online consumer lender focusing on individuals with excellent credit, continues to gain momentum with an easier and faster way to fund anything, including home improvement projects. The company's AnythingLoan, a revolutionary, unsecured loan product that combines low rates with an unparalleled customer experience, is a convenient alternative to ever-shrinking financing options.
- San Diego-based FirstAgain® LLC focuses exclusively on providing low-rate, online unsecured personal loans to individuals with excellent credit.
- FirstAgain's AnythingLoan is a completely paperless, online unsecured personal loan that can be applied for, approved and signed online.
- AnythingLoans can be used for any purpose, including adoptions, aircrafts, autos, boats, classic cars, club memberships, education, fertility expenses, fractionals, home improvements, horses, marine products, medical expenses, motorcycles, pools, RVs, solar, timeshares, weddings or anything else.
- AnythingLoans are a welcome alternative for home improvement financing without the hassles or concerns people have when borrowing against home equity or retirement savings.
- Home improvement loans are one of FirstAgain's fastest growing loan categories as the company has achieved five-fold growth year-over-year.
- FirstAgain has surpassed $100 million in online unsecured loans and is gaining market momentum with thousands of highly satisfied customers nationwide.
- Online unsecured personal loans, with same-day funding, are available in amounts ranging between $10,000 and $100,000.
- FirstAgain's executive and customer videos.
- Customer: "The easiest loan experience I've ever had," Cyndi Kroop
- Executive: "Getting a loan shouldn't be a painful process," Gary Miller, FirstAgain co-founder and CEO.
- Executive: "Individuals with excellent credit deserve a better experience," Dave Zeller, FirstAgain co-founder, president and COO.
- FirstAgain's current unsecured loan interest rates.
- Mercator Analyst Report
- Barron's: http://online.barrons.com/article/SB122065357289805353.html
- TheStreet.com: http://www.thestreet.com/story/10431355/1/how-to-use-online-loan-sites.html
- NetBanker: http://www.netbanker.com/2008/07/firstagain_targets_online_users_with_excellent_credit.html
- Gary Miller, FirstAgain co-founder and CEO: "People with excellent credit are underserved by traditional lenders and we are changing that with our AnythingLoan--an incredibly positive loan experience for consumers who have worked hard to develop excellent credit profiles. FirstAgain rewards them with specially tailored loans and a great customer experience regardless of market conditions."
- Theresa Emfinger, FirstAgain customer/Education Loan: "The regular financial aid programs just weren't going to be enough. I was looking for things like credit card advances, but then I came across FirstAgain. I kept thinking there has to be a trick here. It was just such a simple experience. I really appreciate having a service like this out there. With all the bad news surrounding the credit industry right now, it's nice to know it doesn't have to be that hard. FirstAgain gives borrowers peace of mind."
- George Zandiotis, FirstAgain customer/Home Improvement Loan: "I considered borrowing against my 401(k) for a home improvement loan, but it just didn't make sense. FirstAgain was a breath of fresh air. I was absolutely shocked when I saw how quickly the whole thing happened. I had my loan approved and funds deposited into my account within a day."
- Elizabeth Rowe, Group Director of Banking Services for Mercator Advisory Group: "Financial institutions don't always treat their customers the way they should, which is why I love the touch of human consideration that FirstAgain brings to consumer lending. The AnythingLoan is the first truly win-win loan product. The vastly improved lending experience gives consumers a much better way to secure financing, which will propel FirstAgain's continued market momentum."
FirstAgain LLC is redefining consumer lending for individuals with excellent credit. The San Diego-based company has developed a completely paperless, online experience for applying, approving, signing, funding and servicing unsecured personal loans. FirstAgain's AnythingLoan can be used for any purpose, including home improvements, vehicle purchases, educational and medical expenses, timeshares, vacation ownerships, marine products, loan refinancing and anything else. Most AnythingLoan finance amounts range from $10,000 to $100,000 with low rates, same-day funding and an unparalleled customer experience. Timeshare and fractional financing loan amounts start as low as $7,500. FirstAgain was founded by the pioneering veterans of PeopleFirst, a company which grew into the nation's largest online auto lender prior to its sale to Capital One in 2001. The company operates nationwide and has financial investments from Merrill Lynch and Arsenal Capital Partners.