San Diego, CA (PRWEB) November 11, 2011
Often insurance companies are hesitant to insure members of military because of the added liability they incur. Members of the armed forces are put into dangerous situations because of the nature of their responsibilities to serve the country. Getting a life insurance plan is considered to be one of the most important investments, especially for people whose line of work involves a certain amount of danger. By having adequate life insurance, the loved ones that are left behind from the death of a family member will not be left in complete financial instability. Lifeline Direct Insurance Services is working with multiple insurance carriers to ensure that the men and women of the armed forces and families alike are protected with generous and affordable term life insurance, whole life insurance, and critical illness insurance coverage, including no war exclusion for active duty members.
The military offers a Service members’ Group Life Insurance (SGLI) program, but it is a low cost insurance that covers the basics. SGLI benefits are sometimes not just enough cover the needs of the solder’s loved ones. Veterans Group Life Insurance (VGLI) provides former service members with a smooth transition from their SGLI after they separate from the military. This renewable term life insurance will provide vital coverage without medical underwriting. In most cases this VGLI coverage is going to be an inadequate amount of life insurance coverage for the needs of soldiers that have families with young children, as well as soldiers who have substantial debts that will need to be paid off if they should pass away. A supplementary private term life insurance policy fills the void left from the government based coverage, the plans are affordable and military service members can be confident that their families will be compensated appropriately in case they die.
Leaving the military and starting a new life as a civilian and a veteran can be a very difficult time. There are many things to consider. There are several things that need to be decided. No longer is the military making all the decisions. The veteran will have to choose a place to live and a new career. Many times this can be overwhelming especially if children are involved. Let Lifeline Direct Insurance alleviate the burden of shopping the best prices for insurance coverage by visiting the website http://www.LifelineDirectInsurance.com as they are a valuable resource that provides information on insurance companies and quotes for their products.