Live And Invest Overseas Announces The Top Overseas Retirement Havens For 2012

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With the cost of living and, especially, of health care steadily rising in the United States, and increasing levels of uncertainty about prospects for a secure retirement, it makes more sense than ever to consider the idea of retiring abroad. Over 5 million Americans are now living overseas, enjoying a lower cost of living, affordable health care, and an overall improved quality of life. Based on more than two-and-a-half decades of research and experience, Kathleen Peddicord and her editors at Live and Invest Overseas have judged the best places in the world for an American to retire overseas.

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Live And Invest Overseas Publisher Kathleen Peddicord Announces The Top Overseas Retirement Havens For 2012.

Cheapest, safest…best weather, best infrastructure, best health care…most tax-advantaged and most foreign-resident-friendly. Not to mention most romantic, beautiful, exotic, historic, and adventure filled… We sent our scouts around the world to find the best, the most comfortable, the most affordable, and the most convenient locations for retirement in 2012.
Without further ado, here’s an introduction to some of Live and Invest Overseas’ Top Retirement Havens for 2012:

Top Retirement Haven #1: Las Tablas, Panama
For the potential retiree or foreign resident, Panama offers big and unequaled advantages—warm weather and lots of sunshine, a low cost of living, a foreign-resident-friendly tax system, one of the best banking systems in the world, a stable political situation, a bright economic outlook, and the world’s best program of discounts and perks for foreign retires…better than the famed pensionado program that operated in Costa Rica throughout the 1980s.
Panama makes more sense now than ever. Panama has effectively side-stepped the recession that has crippled much of the rest of the world and continues to enjoy solid economic growth and a positive future outlook.

Top Retirement Haven #2: Southern France
World's best quality of life, world's best health care, world's best infrastructure, world's most romantic city...France is a country that begs superlatives. Downsides are a draconian approach to taxation (so don't become a legal resident); a cultural distaste for entrepreneurial activity (so don't consider any business in this country that'd require local hires or a local shop front); and the euro (maybe a concern if your nest egg is denominated in U.S. dollars). On the other hand, retirement in France can be more affordable than you might imagine, certainly when you consider the country beyond Paris. Even Paris can be a more affordable place to live than you might expect, but elsewhere in France, you could live well on a budget that qualifies as better than modest.

Top Retirement Haven #3: Penang, Malaysia
Malaysia is a tropical paradise. Beautiful islands and beaches, cool mountain retreats, great food, a diverse and multi-ethnic culture, excellent shopping, and a low cost of living...Malaysia has it all. Plus, the infrastructure and health care are modern and efficient. English is widely spoken. Entertainment ranges from street celebrations to casino gambling, from amusement parks to mountain climbing, from jungle trekking to championship level golf, and from Formula 1 racing to world music festivals and philharmonic orchestra productions. World-renowned diving and snorkeling destinations are never more than a few hours away. And here's the cherry on top: The Malaysian government makes it surprisingly easy to live long-term in this hard-to-resist Shangri-la.

Top Retirement Haven #4: Cuenca, Ecuador
Ecuador is one of the most affordable places in the world to retire and the most affordable place to retire comfortably in Latin America. It’s also very accessible from the U.S.—you can fly direct from both Quito and Guayaquil to Miami, Atlanta, Houston, New York, and Atlanta.
Temperatures are constant year-round, as is the length of each day. In Ecuador you can count on 12 hours of daylight 365 days a year. In the mountains, temperatures are cool and comfortable, spring-like, 12 months a year, in the range of 50 degrees Fahrenheit in the evenings, to 70 degrees in the daytime.

Top Retirement Haven #5: Chiang Mai, Thailand
Thailand is arguably the cheapest place on earth to live well. Our scouts there have long been teasing and tempting us with tales of US$1 Pad Thai lunches and US$11-a-night hotels (including breakfast and free WiFi). Across Thailand, the standard of medical care is very high, and costs are extremely reasonable. This has helped to make the country a popular destination for medical tourists, who find it much less expensive to fly to Thailand and receive treatment there than it would be to have the same procedure performed in their home countries.

Top Retirement Haven #6: Ambergris Caye, Belize
Belize is a safe, friendly, welcoming, unassuming little country where the English-speaking population values personal privacy, self-determination, and freedom.
Ambergris Caye, Belize, is unadulterated, unpretentious Caribbean...the sea, sand, and sunshine of the Caymans or the Virgin Islands without the price tag. San Pedro town, a former fishing village, is the center of activity and home to a growing expatriate community of North Americans and Europeans catered to now by dozens of restaurants, shops, art galleries, and community organizations. Legal residency is easy to obtain through the country's Qualified Retired Persons (QRP) program. Belize is also a banking haven, and one of the easiest places in the world to open an offshore bank account.

Top Retirement Haven #7: Medellin, Colombia
Known as the City of Springtime and Flowers, Medellin, Colombia, is quietly becoming one of the world’s best overseas havens. This friendly, welcoming, beautiful, sophisticated, and safe city is finally shedding the false stigma that has lingered since Pablo Escobar’s death nearly 20 years ago to emerge as one of the world’s best and most affordable lifestyle options.
Medellin is a miniature and cleaner version of Buenos Aires, Argentina, from its annual International Tango Festival to its art museums and many universities. Culture abounds here. The streets are tree-lined, and the city’s many parks are filled with flowers, thanks to spring-like weather that the city enjoys year-round. With its low cost of living, perfect weather, and unrivaled real estate bargains, friendly Medellin is one of our top overseas retirement choices for 2012.

To watch a free video introducing all the retirement havens referenced above and to earn a chance to download a complete and detailed report on all of our top retirement haven choices, go here now.

Live and Invest Overseas ( is dedicated to uncovering the world's best opportunities for living, retiring, investing, and owning real estate. Publisher Kathleen Peddicord, with more than 25 years’ experience covering this beat, and her global network of in-country connections are on the move continuously in search of opportunity. Their from-the-scene dispatches, tips, recommendations, discoveries, and insights are delivered every day to readers of their free e-letter service, the "Overseas Opportunity Letter."

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