Smart Mobile Payments to be Available Globally in Europe (UK and Ireland) and North America (USA and Canada) for YESpay-Wallet Merchants

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YESpay International announces that it will shortly enable smart phone based mobile payments at many of its selected merchants that participate in its web and mobile YESpay-Wallet™ card payment program, allowing customers to pay for web, mobile and in-store purchases with select smartphones.

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The YESpay-Wallet platform with support for Virtual Cards further elevates the customer/merchant experience by delivering convenience, rewarding loyalty and continuing to build an emotional mutual connection.

YESpay International announces that it will shortly enable smart phone based mobile payments at many of its selected merchants that participate in its web and mobile YESpay-Wallet™ card payment program, allowing customers to pay for web, mobile and in-store purchases with select smartphones.

YESpay has already launched its YESpay-Wallet™ service for web-based card payments with many merchants such as YES-secure.com Peer-to-Peer Social Lending web marketplace. These innovative merchants encourage their customers to create personal YESpay-Wallets™ in order to make card payments on their websites.

YESpay is expected to launch its YESpay-Wallet™ Mobile App for select BlackBerry® and iPhone® smartphones, and iPod® touch. Dr Chandra Patni, CEO at YESpay International said, “Customers of participating YESpay-Wallet™ merchants will have access to one of the most extensive global mobile payment program that enables the fastest way to pay on the web, on the mobile and in-store. This global program over the next 18 months could include over 3,000 YESpay merchants”.

YESpay regularly processes millions of cardholder payments for its merchants and predicts mobile payment will attract customers and merchants alike looking to experience the speed, ease and convenience of paying with their mobile phone. “Customers can create their individual YESpay-Wallet™ in which they can add details of their credit and debit cards as well as create YESpay Virtual Cards – they can then make card payments at YESpay web merchants or by using the YESpay-Wallet™ Mobile App in-store. This will extend customer experience at potentially all our merchant locations,” said Tasneem Bunglowala, YESpay Mobile App Product Manager. “With mobile payment, the YESpay-Wallet™ platform with support for Virtual Cards further elevates the customer/merchant experience by delivering convenience, rewarding loyalty and continuing to build an emotional mutual connection.”

To experience mobile YESpay-Wallet™ payments at participating YESpay merchants, customers just need to download the free YESpay-Wallet™ Mobile App for select BlackBerry® smartphones, iPhone® or iPod® touch mobile devices. Possibly one-quarter of U.K./USA/Canadian customers of YESpay merchants use smartphones, of which nearly three quarters use BlackBerry smartphone or iPhone mobile devices.

The YESpay-Wallet™ Mobile App allows customers to manage their virtual and credit cards, check their Virtual Card balances, reload their Virtual Cards with any major credit/debit card, check their Retailer Discount Coupons and Promotions status and find a nearby YESpay Merchant store with the store locator feature. In addition, using the mobile app customers can pay with their smartphone by selecting one of their credit/debit or Virtual Cards in their electronic wallet, holding their mobile device in front of a scanner on the countertop and scan the card Mobile App’s on-screen barcode to make a purchase.

Mobile payment is built on the YESpay-Wallet™ and Virtual Card platform, which continues to experience significant customer adoption. Mala Chauhan, Marketing Manager at YES-secure.com said, “Our lending members have loaded more than £0.3 million using their YESpay-Wallet just in the first full quarter of operation in Q4 2010. We are now feverishly working on the introduction of the quick and easy YESpay-Wallet Mobile App for greater convenience. A growing segment of our members use smartphones, and through the YESpay-Wallet Mobile App, we can provide them with the fastest way to pay.”

YESpay will shortly announce how to download the YESpay-Wallet™ Mobile App for BlackBerry® and iPhone® smartphones. iPhone® and iPod® touch users will soon be able to download the app from the App Store at http://www.itunes.com/appstore.

EPOS solutions providers or web developers can contact YESpay International Limited via sales(at)yes-pay(dot)com or 0871 221 9510 to request an integration guide and obtain more information about the YESpay-Wallet™ Mobile App and payment system for select BlackBerry® smartphones and Apple iPhone®, iPod® touch.

About YESpay International Limited:
YESpay, a global card payments service company, provides highly secure Internet, EMV Chip & PIN, contactless and gift card payment processing services to independent and multi-chain merchants. Through EMBOSS™, the YESpay Managed Payment Service, merchants can quickly accept integrated card payments within EPOS, kiosks, hospitality and e-commerce systems with minimal capital investment and low on-going services costs. EMBOSS is an on-line IP-based payment processing service that has been generically pre-accredited by major Card Acquirers in Europe and North America (including Chase Paymentech, First Data Merchant Service (FDMS), Barclaycard Business, HSBC, HBOS, Lloyds Cardnet, Streamline, Ulster Bank, Elavon, PBS, Amex and Diners). In addition, the YESpay EMBOSS service is fully end to end certified to Payment Card Industry Data Security Standards (PCI DSS) Level 1 as mandated by Visa and MasterCard. The YESpay EasyV-Suite of card payment products is innovative and cost-effective for EPOS, Kiosk, Hospitality, Mobile and Internet environments. With the YESpay EMBOSS card payment service, merchants can perform card payments in both card-present and card-not-present environments.

http://www.yes-pay.com

YESpay International Ltd Offices:
UK Headquarters: Checknet House, 153 East Barnet Road, Barnet, EN48QZ, UK
133 Richmond Street West, Suite 406, Toronto, ONTARIO, M5H2L3 CANADA
UK/Europe Telephone: +44 – 203 – 006 – 3790
USA/Canada Telephone: +1 – 416 – 214 - 6012
PR Contact: Antonia Mitsana, Marketing Manager, +44-203-006-3790 ext. 227
antonia(dot)mitsana(at)yes-pay(dot)com

About YES-secure.com Limited:
YES-secure.com, UK's first truly social networking lending and borrowing web marketplace for the UK consumers, provides secure unsecured loans on low interest rates well below those of your local banks. Social lenders benefit from significantly higher returns than fixed savings deposits in the banks.

More information regarding YES-secure and its promotional offer can be found at http://www.yes-secure.com .

YES-secure.com Limited
Checknet House, 153 East Barnet Road, Barnet, EN48QZ, UK
PR Contact: Mala Chauhan, Marketing Manager, 0871 221 9410, ext. 440
Mala(dot)chauhan(at)yes-secure(dot)com

YESpay-Wallet™ and related marks are trademarks of YESpay International Limited.

The BlackBerry and RIM families of related marks are the exclusive properties and trademarks of Research In Motion Limited.

Apple, iPhone and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries.

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