Jericho, NY (PRWEB) May 3, 2006
Premium Capital Funding has changed its name to Topdot Mortgage, the company announced today. The re-branding is a strategic move intended to gain market share by raising brand awareness and increasing name recognition.
“We want to highlight the service, integrity and spirit that has distinguished our company for over ten years,” said Adam Brown, Vice President, Topdot. “The uncertain real estate market is leading to industry consolidation, making this the perfect time to put a stake in the ground.”
The new name and graphic identity represent Topdot’s commitment to identifying and providing a mortgage loan based on the specific needs of each borrower. “The bottom line is that the loan has to have a ‘tangible benefit’ for the borrower, or we won’t do it,” explained Brown. “Our interest is in building long-term relationships with clients, so we take the time to educate and guide instead of focusing solely on the ‘close.’”
In an industry beset by predatory lending and useless intermediaries, Topdot is a breath of fresh air. The company is national mortgage bank so it can process mortgages directly, saving time and ensuring that personal data remains private because borrowers don’t have to go through third-party brokers or “lending services” to apply for a loan.
Mortgages From a New Perspective
“We believe that clients deserve personal attention when it comes to their most important investment,” said Brown. “After all, houses aren’t one-size-fit-all, and we don’t think home loans are either.” To that end, every mortgage specialist is trained to conduct an in-depth analysis of each client’s personal goals and financial situation to determine which product makes the most sense. “And if it turns out that a client really isn’t ready for a loan, we’ll make suggestions to help them maintain a healthy credit profile and stay in touch in case we’re needed down the road,” said Brown.
Local Presence Benefits Borrowers
Topdot has 16 branch offices across the US and is licensed in 38 states. “Our local mortgage specialists are familiar with all state policies and regulations,” said Brown. “That knowledge benefits our clients because we can anticipate roadblocks and take steps to avoid unnecessary delays.”
Topdot Mortgage is a national mortgage bank that originates over $2.5 billion in residential and commercial mortgages annually. Founded in 1995 and headquartered in Jericho, NY, Topdot is committed to making loans that have a tangible benefit for each client and suits their individual needs. For more information call 866-631-0354 or go to topdot.com.