Car Add-Ons Can be a Real Spoiler, Says

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Car modifications can increase insurance premiums by a whopping 139% - or £545 - finds, the UK's leading car insurance comparison service.

Research from found that quotes for cars with and without modifications could differ by up to £1026.42 - or 182% - based on a 20 year old male driving a VW Golf 1.5l, with no claims or convictions.[1] Typical modifications include spoilers, alloy wheels, tinted windows, lower suspension and strip under-lighting.

Will Thomas, head of car insurance at, said:

"As car modifications become more popular with young drivers, it is important that they are made aware of the ensuing cost of car insurance. Adding spoilers and tinted windows, for example, can not only dramatically increase car insurance premiums, but they can render car insurance void in some instances, especially when the driver

About is one of the UK's biggest and most popular price comparison services. Launched in 2002, it dominates the car insurance aggregator market and generates around one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home insurance, travel insurance, pet insurance, van insurance, motorbike insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance. is not a supplier, insurance company or broker. It provides its customers with a free, wholly objective comparison service to help with their decision making. Using cutting-edge technology, has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers search, buy and apply for whichever product or policy best matches their individual needs. Prices quoted on are the same, or cheaper, than going to the insurer direct.'s service is based on the most up to date information provided by UK suppliers and industry regulators. is regulated by the FSA.

Statistics table


Elephant    £1244.75    £1463.15    £218.40                 118%

Admiral        £1281.50    £1506.20    £224.70         118%

Endsleigh    £1397.82    £1629.36    £231.54        117%

Quinn        £1612.34     £1692.95    £80.61        104%

Yes        £1349.43     £2106.31    £756.88         156%

Auto Trader    £1380.92    £2137.80    £756.88        156%

Budget        £1380.92     £2137.80    £756.88        156%

Ibuyeco        £1313.17     £2139.94    £826.77        163%

Dial Direct    £1422.34     £2201.94    £779.60        155%

Post Office    £1449.37    £2271.17    £821.80        157%

AVERAGE         £1,383.25    £1,928.66    £545.40             139%


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Jennifer Rose
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