“The increase in driving uninsured is most likely explained by poor economic conditions that have led to drivers’ not being able to afford auto insurance.”
Portland, OR (Vocus/PRWEB) January 21, 2011
A new report from the Oregon Transportation Commission indicates that the proportion of drivers in the state who drive without car insurance increased only slightly between 2007 and 2010, according to OnlineAutoInsurance.com. Analyses of crash data samples indicate that uninsured motorists were involved in 5.7 percent of crashes in the state in 2007 and in 6.5 percent of the crashes in 2010.
The commission arrived at those figures by parsing accident reports from the month of July for each year.
One interesting statistic included in the report is the number of crashes involving drivers who, despite being unlicensed, still had an insurance policy in place at the time of an accident. In 2008, nearly 35 percent of the accidents with unlicensed drivers involved a motorist who had purchased car insurance without a license. That number has decreased since, though.
The commission produced the report in order to monitor the effects of a law implemented in 2008 that established much stricter requirements for inhabitants seeking to obtain Oregon driver’s licenses. Legislators at the time were concerned that the proportions of uninsured and unlicensed motorists might increase as a result.
Although the law seems to have had little effect on these numbers so far, the last phase of the shift in licensing laws was only completed last year, and Oregon licenses are valid for an eight-year period.
Rather than attribute the apparent slight uptick in uninsured rates to the change in licensing laws, the authors of the report wrote that, “The increase in driving uninsured is most likely explained by poor economic conditions that have led to drivers’ not being able to afford auto insurance.”
To learn more about obtaining a policy without first acquiring a state driver’s license, readers can go to http://www.onlineautoinsurance.com/learn/buy-auto-insurance-with-no-drivers-license.htm where visitors will also find informative resource pages and a free-to-use quote-comparison generator than can help jump-start the search for an affordable policy.
# # #